319 cards · sourced from issuer T&C · no affiliate links
Every card, ranked by what it actually pays you.
Tell us where your money goes. We rank India's cards by real ₹/year — rewards minus fees and the caps aggregators skip — and link every number back to the issuer.
Where does most of your money go?
Best cards, by what you need
All 319 cards →Why you can trust the numbers
319
cards — every fee & reward links to the issuer's own page
Net ₹/yr
ranked on what you keep; fees & caps in, 'up to' rates out
₹0
affiliate income — we don't earn on applications, so nothing's pushed
Dated
every card carries its own verification date
How we rank — in one line
What you keep = rewards − annual fee − the caps you'll actually hit → net ₹/yr
A 5% card capped at ₹1,000/month is not a 5% card — and we say so. Every ranking is the honest ₹/year for a stated spend, with the assumptions shown on each card's own breakdown.
Read the full method →