AU Bank CA Metal Credit Card
Updated 3 Jul 2026Source-linked
The AU Bank CA Metal Credit Card is a premium credit card from AU Small Finance Bank, with a joining fee of ₹2,999 + GST.
It earns up to 8 pts per ₹100 (≈1.8% value) on dining travel tax software spends in the form of reward points (points).
Cardholders get 2 quarterly domestic airport lounge access, plus 2,000 bonus reward points as a welcome benefit.
AU Bank CA Metal Credit Card
- Joining Fee₹2,999
- Annual Fee₹2,999
- Best Suited ForTravel
- Reward TypeReward Points (points)
Rewards Rate
- 8 pts per ₹100 on dining travel tax software
- Base 0.44% on other spends
Welcome Benefits
- 2,000 bonus Reward Points
AUsignaturepremiumRewards and Benefits
Rewards Rate
8 pts per ₹100 on dining travel tax software
Base 0.44% on other spends.
Reward Redemption
AU Rewardz: Redeem at ₹0.25 per unit.
Welcome Benefits
2,000 bonus Reward Points
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
- air accident: ₹50,00,000
Other Benefits
- ICAI membership renewal cashback — Flat 25% cashback on annual ICAI membership renewal fee; exclusive ICAI member discounts.
Fees & Charges
Spend-Based Waiver
₹3,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.99%
Interest Rates
3.49% per month (41.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per monthly.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)
Product Details
- premium card issued by AU Small Finance Bank.
- Joining / annual fee of ₹2,999 + GST, waived on annual spends of ₹3,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (2/quarterly).
- Insurance cover bundled: air accident.
Pros & Cons
Pros
- Annual fee waivable on ₹3,00,000 spend.
- Low forex markup of 1.99% — suited to international spends.
- Complimentary domestic airport lounge access (2/quarterly).
- 24/7 concierge service.
Cons
- No rewards on fuel spends.
₹500 welcome benefit
- 2,000 bonus Reward PointsSpend ₹5,000 within 30 days of activationWindow: 30 days from issuance.
Accelerated rewards
- 8 pts per ₹100 on dining travel tax software8 Reward Points per ₹100 on Dining, Travel, Tax Payments & Software (business & personal); 2 RP per ₹100 base.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
2 visit(s) / quarterly. Via visa.
Insurance benefits
- air accident: ₹50,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per monthly.
Other benefits
- ICAI membership renewal cashback. Flat 25% cashback on annual ICAI membership renewal fee; exclusive ICAI member discounts.
Sources
- : www.au.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 740+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.
Exclusive to Chartered Accountants (ICAI members).