ixigo AU Bank Credit Card
Updated 15 Apr 2026Source-linked
The ixigo AU Bank Credit Card is a entry co-branded credit card from AU Small Finance Bank and ixigo, with a joining fee of ₹999 + GST.
It earns up to 6% back on ixigo spends in the form of ixigo reward points (points).
Cardholders get 2 quarterly domestic airport lounge access, plus ixigo voucher worth ₹1,000 as a welcome benefit.
ixigo AU Bank Credit Card
- Joining Fee₹999
- Annual Fee₹999
- Best Suited ForTravel
- Reward Typeixigo Reward Points (points)
Rewards Rate
- 6% on ixigo bookings
- Base 0.50% on other spends
Welcome Benefits
- ixigo voucher worth ₹1,000
Rewards and Benefits
Rewards Rate
6% on ixigo bookings
Base 0.50% on other spends.
Reward Redemption
ixigo Money: Redeemable as ixigo Money on the app.
Welcome Benefits
ixigo voucher worth ₹1,000
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹1,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.49% per month (41.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹100 per monthly.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)
Product Details
- Co-branded entry card by AU Small Finance Bank and ixigo.
- Joining / annual fee of ₹999 + GST, waived on annual spends of ₹1,50,000.
- Available on the RuPay network.
- Complimentary airport lounge access: domestic (2/quarterly).
Pros & Cons
Pros
- Annual fee waivable on ₹1,50,000 spend.
- Complimentary domestic airport lounge access (2/quarterly).
- Accelerated earn rate of 6% on ixigo bookings.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹1,000 welcome benefit
- ixigo voucher worth ₹1,000Joining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 6% on ixigo bookingsMerchants: ixigo, confirmtkt, abhibus6% value-back on ixigo flight, train, bus and hotel bookings.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
Airport lounge access
Domestic
2 visit(s) / quarterly. Via rupay.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹100 per monthly.
Sources
- : www.aubank.in · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 720+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹3,00,000 p.a.