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Credit Cards · India

Airtel Axis Bank Credit Card

Updated 15 Apr 2026Source-linked

The Airtel Axis Bank Credit Card is a entry co-branded credit card from Axis Bank and Airtel, with a joining fee of ₹500 + GST.

It earns up to 25% back on Airtel spends in the form of cashback.

Cardholders get 4 annual domestic airport lounge access, plus amazon voucher worth ₹500 as a welcome benefit.

Axis Bank logo
Airtel Axis Bank Credit Card
Mastercard logo
  • Joining Fee₹500
  • Annual Fee₹500
  • Best Suited ForBill payments
  • Reward TypeCashback
Rewards Rate
  • 25% on airtel thanks utility
  • 10% on swiggy zomato preferred
  • 5% on utility bills general
  • Base 1.00% on other spends
Welcome Benefits
  • Amazon voucher worth ₹500
Axis Bank logoAxisMastercard logoplatinumentryCo-brand · Airtel ↗
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Rewards and Benefits

Rewards Rate
25% on airtel thanks utility
10% on swiggy zomato preferred
5% on utility bills general
Base 1.00% on other spends.
Reward Redemption
Redeem at ₹1 per unit.
Welcome Benefits
Amazon voucher worth ₹500
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹2,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by Axis Bank and Airtel.
  • Joining / annual fee of ₹500 + GST, waived on annual spends of ₹2,00,000.
  • Available on the Mastercard network.
  • Complimentary airport lounge access: domestic (4/annual).

Pros & Cons

Pros
  • Annual fee waivable on ₹2,00,000 spend.
  • Complimentary domestic airport lounge access (4/annual).
  • Accelerated earn rate of 25% on airtel thanks utility.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹500 welcome benefit

  • Amazon voucher worth ₹500
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 25% on airtel thanks utility
    Merchants: airtel-thanks-app
    25% cashback on Airtel bill payments (mobile, DTH, broadband) via Airtel Thanks app.
  • 10% on swiggy zomato preferred
    Merchants: swiggy, zomato, bigbasket
  • 5% on utility bills general

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Airport lounge access

Domestic
4 visit(s) / annual. Via dreamfolks.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
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