Airtel Axis Bank Credit Card
The Airtel Axis Bank Credit Card is a entry co-branded credit card from Axis Bank and Airtel, with a joining fee of ₹500 + GST.
It earns up to 25% on Airtel spends in the form of cashback.
Welcome benefit: Amazon eVoucher worth ₹250.
- Joining Fee₹500
- Annual Fee₹500
- Best Suited ForBill payments
- Reward TypeCashback
- 25% on airtel thanks utility (cap 250 cashback inr / monthly)
- 10% on preferred partners zomato blinkit district (cap 200 cashback inr / monthly)
- 10% on utility bills airtel thanks (cap 250 cashback inr / monthly)
- Base 1.00% on other spends
- Amazon eVoucher worth ₹250
Rewards and Benefits
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 1.0% = ₹150/mo
- Groceries₹8,000 · 1.0% = ₹80/mo
Groceries — earns base; accelerated rate needs booking via zomato, blinkit, district
- Dining & food delivery₹8,000 · 1.0% = ₹80/mo
Dining & food delivery — earns base; accelerated rate needs booking via zomato, blinkit, district
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 1.0% = ₹100/mo
- Utilities & bills₹5,000 · 1.0% = ₹50/mo
Utilities & bills — earns base; accelerated rate needs booking via airtel-thanks-app
₹5,520 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- Co-branded entry card by Axis Bank and Airtel.
- Joining / annual fee of ₹500 + GST, waived on annual spends of ₹2,00,000.
- Available on the Mastercard network.
Pros & Cons
- Annual fee waivable on ₹2,00,000 spend.
- Accelerated earn worth ≈25.0% on airtel thanks utility.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
₹250 welcome benefit
- Amazon eVoucher worth ₹250First transaction within 30 days of card issuanceWindow: 30 days from issuance.
Accelerated rewards
- 25% on airtel thanks utility (cap 250 cashback inr / monthly)Merchants: airtel-thanks-app25% cashback on Airtel bill payments (mobile, DTH, broadband) via Airtel Thanks app, capped at ₹250/month (official Airtel value chart; from Apr-2026 also limited to 2× base cashback that month).
- 10% on preferred partners zomato blinkit district (cap 200 cashback inr / monthly)Merchants: zomato, blinkit, district10% value back at preferred partners Zomato, Blinkit & District Movies — capped at ₹200 per partner per month (Apr-2026 revision; credited as partner-wallet value-back, min order ₹499 for Zomato/Blinkit). Only these merchants qualify, not general dining/grocery spend.
- 10% on utility bills airtel thanks (cap 250 cashback inr / monthly)Merchants: airtel-thanks-app10% cashback on utility/other bill payments made via the Airtel Thanks app (capped ₹250/mo per Airtel value chart) — not on utility spends outside the Airtel Thanks app.
- 25% Airtel bill/recharge cashback capped at twice the base cashback earned in the same statement month.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹500 per statement.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 720+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹3,00,000 p.a.