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Credit Cards · India

Axis Bank Aura Credit Card

Updated 15 Apr 2026Source-linked

The Axis Bank Aura Credit Card is a entry credit card from Axis Bank, with a joining fee of ₹749 + GST.

Axis Bank logo
Axis Bank Aura Credit Card
Visa logo
  • Joining Fee₹749
  • Annual Fee₹749
  • Best Suited ForEveryday spends
  • Reward TypeEDGE Reward Points (points)
Rewards Rate
  • Base rate 0.20%
Welcome Benefits
  • Not applicable
Axis Bank logoAxisVisa logoplatinumentry
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Rewards and Benefits

Rewards Rate
Base 0.20% on other spends.
Reward Redemption
EDGE Rewards: Redeem at ₹0.2 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • Annual health check-up — Complimentary annual health check-up at partner labs.
  • Doctor consultations — 4 complimentary online GP consultations per year.
  • Fitness / gym discounts — Discounts at partner gyms and fitness apps.

Fees & Charges

Spend-Based Waiver
₹1,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • entry card issued by Axis Bank.
  • Joining / annual fee of ₹749 + GST, waived on annual spends of ₹1,50,000.
  • Available on the Visa network.

Pros & Cons

Pros
  • Annual fee waivable on ₹1,50,000 spend.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.

Other benefits

  • Annual health check-up. Complimentary annual health check-up at partner labs.
  • Doctor consultations. 4 complimentary online GP consultations per year.
  • Fitness / gym discounts. Discounts at partner gyms and fitness apps.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
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