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Credit Cards · India

Axis Bank Burgundy Private Credit Card

Updated 28 Jul 2026Source-linked

The Axis Bank Burgundy Private Credit Card is a super premium credit card from Axis Bank, with a joining fee of ₹50,000 + GST.

Cardholders get unlimited annual domestic + unlimited annual international airport lounge access.

Axis Bank logo
Axis Bank Burgundy Private Credit Card
Visa logo
  • Joining Fee₹50,000
  • Annual Fee₹50,000
  • Best Suited ForTravel
  • Reward TypeEDGE Reward Points (points)
Rewards Rate
  • Base rate 1.50%
Welcome Benefits
  • Not applicable
Data verified 28 Jul 2026 — see our methodology
Axis Bank logoAxisVisa logoinfinitesuper premium
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Rewards and Benefits

Rewards Rate
Base 1.50% on other spends.
Reward Redemption
Axis EDGE Rewards: Redeem at ₹0.2 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
Unlimited visits each annual.
International Lounge Access
Unlimited visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • Club Marriott membership — Complimentary Club Marriott membership.
  • Taj Epicure membership — Complimentary Taj Epicure membership.
  • ALL Accor Plus Explorer membership — Complimentary ALL Accor Plus Explorer membership.
  • +2 more

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 1.5% = ₹225/mo
  • Groceries₹8,000 · 1.5% = ₹120/mo
  • Dining & food delivery₹8,000 · 1.5% = ₹120/mo
  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 1.5% = ₹150/mo
  • Utilities & bills₹5,000 · 0.0% = ₹0/mo
Est.net rewards for this spend, realistic
₹-42,620/yr

₹7,380 rewards − ₹50,000 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
0.00%
Interest Rates
N/A
Fuel Surcharge Waiver
N/A
Cash Advance Charges
0.0% or ₹0 (whichever is higher)

Product Details

  • super premium card issued by Axis Bank.
  • Joining / annual fee of ₹50,000 + GST.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (unlimited/annual) + international (unlimited/annual).

Pros & Cons

Pros
  • Strong base reward rate of 1.50%.
  • Low forex markup of 0.00% — suited to international spends.
  • Complimentary international airport lounge access.
  • 24/7 concierge service.
Cons
  • High annual fee of ₹50,000.
  • No annual-fee waiver option.
  • No rewards on fuel spends.
  • Invite-only — limited availability.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Exclusions

The following spend categories earn no rewards on this card:

  • emi
  • government
  • jewellery
  • fuel
  • utilities

Airport lounge access

Domestic
Unlimited visit(s) / annual. Via priority-pass, issuer-direct.
Unlimited for primary and add-on members; 12 complimentary guest visits per year.
International
Unlimited visit(s) / annual. Via priority-pass.
Unlimited via complimentary Priority Pass; 12 complimentary guest visits per year.

Other benefits

  • Club Marriott membership. Complimentary Club Marriott membership.
  • Taj Epicure membership. Complimentary Taj Epicure membership.
  • ALL Accor Plus Explorer membership. Complimentary ALL Accor Plus Explorer membership.
  • EazyDiner membership. Complimentary EazyDiner membership.
  • Airport concierge. Complimentary airport concierge / meet-and-greet service.

Sources

Last verified 28 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
780+
Income (salaried)
—
Income (self-employed)
—

Not open to application. Issued only to Axis Burgundy Private account holders, reported as requiring a Total Relationship Value of Rs 5 crore or more within the first 12 months of account opening. This is a RELATIONSHIP gate, not an income gate — the schema has no field for it, so income is left null rather than guessed at. See docs/TODO.md E19.

Tagssuper premiuminvite onlyrelationship gatedzero forexloungetravelpoints