Beta data. Numbers are community-sourced and may be out of date. Every value links to the issuer page — always verify before applying.

Credit Cards · India

Fibe Axis Bank Credit Card

Updated 5 Jul 2026Source-linked

The Fibe Axis Bank Credit Card is a entry co-branded credit card from Axis Bank and Fibe, with a joining fee of ₹0 + GST.

It earns up to 3% on Fibe spends in the form of cashback.

Cardholders get 1 quarterly domestic airport lounge access.

Axis Bank logo
Fibe Axis Bank Credit Card
RuPay logo
  • Joining FeeFree
  • Annual FeeFree
  • Best Suited ForCo-brand rewards
  • Reward TypeCashback
Rewards Rate
  • 3% on food delivery entertainment local commute (cap 1500 cashback inr / statement)
  • Base 1.00% on other spends
Welcome Benefits
  • Not applicable
Data verified 5 Jul 2026 — see our methodology
Axis Bank logoAxisRuPay logoentryLifetime freeCo-brand · Fibe
Calculate rewards+ CompareApply Now ↗

Rewards and Benefits

Rewards Rate
3% on food delivery entertainment local commute (cap 1500 cashback inr / statement)
Base 1.00% on other spends.
Reward Redemption
Redeem at ₹1 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
1 visit each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • Wednesday Delight — Exciting offers every Wednesday for cardholders.

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 1.0% = ₹150/mo
  • Groceries₹8,000 · 1.0% = ₹80/mo
  • Dining & food delivery₹8,000 · 1.0% = ₹80/mo

    Dining & food delivery — earns base; accelerated rate needs booking via swiggy, zomato

  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 1.0% = ₹100/mo

    Travel & hotels — earns base; accelerated rate needs booking via swiggy, zomato

  • Utilities & bills₹5,000 · 1.0% = ₹50/mo
Est.net rewards for this spend, realistic
₹5,520/yr

₹5,520 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.00% per month (36.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per statement.
Cash Advance Charges
N/A

Product Details

  • Co-branded entry card by Axis Bank and Fibe.
  • Lifetime free — no joining or annual fee.
  • Available on the RuPay network.
  • Complimentary airport lounge access: domestic (1/quarterly).

Pros & Cons

Pros
  • Lifetime-free — no joining or annual fee.
  • Complimentary domestic airport lounge access (1/quarterly).
  • Accelerated earn worth ≈3.0% on food delivery entertainment local commute.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 3% on food delivery entertainment local commute (cap 1500 cashback inr / statement)
    Merchants: swiggy, zomato
    3% capped Rs1,500/billing cycle; no cashback on txns < Rs100.
Capping rules
  • Total cashback capped at INR 1,500 per statement cycle across all categories.
  • No cashback on transactions below INR 100.
  • No cashback on CC-on-UPI transactions below INR 2,000 or CC-on-UPI transactions at small merchants.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • rent
  • wallet loads
  • jewellery
  • gift cards
  • emi
  • insurance premiums
  • education
  • government
  • cash advance

Airport lounge access

Domestic
1 visit(s) / quarterly. Via dreamfolks.
1 complimentary domestic airport lounge visit per quarter (Axis Bank airport lounge access program).

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per statement.

Other benefits

  • Wednesday Delight. Exciting offers every Wednesday for cardholders.

Sources

Last verified 5 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
—
Income (salaried)
—
Income (self-employed)
—

Sourced only to existing Fibe customers. Resident Indian or NRI. Criteria indicative.

Tagsentrycashbackco brandedupilifetime free