Flipkart Axis Bank Credit Card
Updated 15 Apr 2026Source-linked
The Flipkart Axis Bank Credit Card is a entry co-branded credit card from Axis Bank and Flipkart, with a joining fee of ₹500 + GST.
It earns up to 5% back on Flipkart spends in the form of cashback.
Cardholders get 4 annual domestic airport lounge access, plus flipkart voucher worth ₹500 as a welcome benefit.
Flipkart Axis Bank Credit Card
- Joining Fee₹500
- Annual Fee₹500
- Best Suited ForOnline shopping
- Reward TypeCashback
Rewards Rate
- 5% on flipkart cleartrip
- 4% on preferred merchants
- Base 1.00% on other spends
Welcome Benefits
- Flipkart voucher worth ₹500
Rewards and Benefits
Rewards Rate
5% on flipkart cleartrip
4% on preferred merchants
Base 1.00% on other spends.
Reward Redemption
Credited to next statement.
Welcome Benefits
Flipkart voucher worth ₹500
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹3,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded entry card by Axis Bank and Flipkart.
- Joining / annual fee of ₹500 + GST, waived on annual spends of ₹3,50,000.
- Available on the Mastercard network.
- Complimentary airport lounge access: domestic (4/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹3,50,000 spend.
- Complimentary domestic airport lounge access (4/annual).
- Accelerated earn rate of 5% on flipkart cleartrip.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹500 welcome benefit
- Flipkart voucher worth ₹500First transaction within 30 daysWindow: 30 days from issuance.
Accelerated rewards
- 5% on flipkart cleartripMerchants: flipkart, myntra, cleartrip, 2gud5% cashback on Flipkart, Myntra, Cleartrip and 2GUD.
- 4% on preferred merchantsMerchants: swiggy, pvr, uber, cult.fit4% cashback on preferred merchants.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
- insurance premiums
Airport lounge access
Domestic
4 visit(s) / annual. Via dreamfolks.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Sources
- : www.axisbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 720+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹3,00,000 p.a.