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Credit Cards · India

Flipkart Axis Bank Super Elite Credit Card

Updated 5 Jul 2026Source-linked

The Flipkart Axis Bank Super Elite Credit Card is a entry co-branded credit card from Axis Bank and Flipkart, with a joining fee of ₹500 + GST.

It earns up to 14 pts per ₹100 (≈3.1% value) on Flipkart spends in the form of supercoins (points).

Welcome benefit: 500 SuperCoins.

Axis Bank logo
Flipkart Axis Bank Super Elite Credit Card
Visa logo
  • Joining Fee₹500
  • Annual Fee₹500
  • Best Suited ForOnline shopping
  • Reward TypeSuperCoins (points)
Rewards Rate
  • 14 pts per ₹100 on flipkart plus members
  • Base 0.44% on other spends
Welcome Benefits
  • 500 SuperCoins
Data verified 5 Jul 2026 — see our methodology
Axis Bank logoAxisVisa logoentryCo-brand · Flipkart ↗
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Rewards and Benefits

Rewards Rate
14 pts per ₹100 on flipkart plus members
Base 0.44% on other spends.
Reward Redemption
Flipkart SuperCoins: SuperCoins credited to the Flipkart app; redeemable for purchases and offers on Flipkart.
Welcome Benefits
500 SuperCoins
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 0.4% = ₹66/mo

    Online shopping — earns base; accelerated rate needs booking via flipkart

  • Groceries₹8,000 · 0.4% = ₹35/mo
  • Dining & food delivery₹8,000 · 0.4% = ₹35/mo
  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 0.4% = ₹44/mo
  • Utilities & bills₹5,000 · 0.4% = ₹22/mo
Est.net rewards for this spend, realistic
₹1,929/yr

₹2,429 rewards − ₹500 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by Axis Bank and Flipkart.
  • Joining / annual fee of ₹500 + GST.
  • Available on the Visa network.

Pros & Cons

Pros
  • Accelerated earn worth ≈3.1% on flipkart plus members.
Cons
  • No annual-fee waiver option.
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Welcome benefit

  • 500 SuperCoins
    On card activation

Accelerated rewards

  • 14 pts per ₹100 on flipkart plus members
    Merchants: flipkart
    Flipkart spends earn base 2 + additional 12 SuperCoins per ₹100 for Flipkart Plus members (14 total); non-Plus earn 2 + 6 = 8 total.
Capping rules
  • Accelerated Flipkart SuperCoins capped at 300 per transaction for Plus members and 150 per transaction for non-Plus members.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • emi
  • gift cards
  • jewellery
  • cash advance

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.

Sources

Last verified 5 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
700+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
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