Axis Bank FreeCharge Credit Card
Updated 3 Jul 2026Source-linked
The Axis Bank FreeCharge Credit Card is a entry co-branded credit card from Axis Bank and FreeCharge, with a joining fee of ₹250 + GST.
Axis Bank FreeCharge Credit Card
- Joining Fee₹250
- Annual Fee₹250
- Best Suited ForCo-brand rewards
- Reward TypeEDGE REWARD Points (points)
Rewards Rate
- Base rate 0.09%
Welcome Benefits
- Not applicable
Data verified 3 Jul 2026 — see our methodology
AxisentryCo-brand · FreeChargeRewards and Benefits
Rewards Rate
Base 0.09% on other spends.
Reward Redemption
EDGE Rewards: 1 EDGE REWARD Point redeemable across 500+ options.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Wednesday Delight — Exciting offers every Wednesday for cardholders.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.1% = ₹14/mo
- Groceries₹8,000 · 0.1% = ₹7/mo
- Dining & food delivery₹8,000 · 0.1% = ₹7/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 0.1% = ₹9/mo
- Utilities & bills₹5,000 · 0.1% = ₹5/mo
Est.net rewards for this spend, realistic
₹247/yr₹497 rewards − ₹250 annual fee. Estimate for the spend you entered.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.00% per month (36.0% annualised)
Fuel Surcharge Waiver
N/A
Cash Advance Charges
N/A
Product Details
- Co-branded entry card by Axis Bank and FreeCharge.
- Joining / annual fee of ₹250 + GST.
- Available on the RuPay network.
Pros & Cons
Pros
No derived pros.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
- Invite-only — limited availability.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- jewellery
- cash advance
Other benefits
- Wednesday Delight. Exciting offers every Wednesday for cardholders.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- —
- Income (salaried)
- —
- Income (self-employed)
- —
Invite-only: eligible customers see the banner on their Freecharge mobile app.