Axis Bank FreeCharge Plus Credit Card
The Axis Bank FreeCharge Plus Credit Card is a entry co-branded credit card from Axis Bank and FreeCharge, with a joining fee of ₹350 + GST.
It earns up to 5% on FreeCharge spends in the form of cashback.
Welcome benefit: Welcome voucher worth Rs 700.
- Joining Fee₹350
- Annual Fee₹350
- Best Suited ForCo-brand rewards
- Reward TypeCashback
- 5% on freecharge spends
- 2% on local commute
- Base 1.00% on other spends
- Welcome voucher worth Rs 700
AxisentryCo-brand · FreeChargeRewards and Benefits
- Wednesday Delight — Exciting offers every Wednesday for cardholders.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
- Online shopping₹750/mo
You spend ₹15,000 · earns 5.0% = ₹750 uncapped
- Travel & hotels₹200/mo
You spend ₹10,000 · earns 2.0% = ₹200 uncapped
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Groceries₹8,000 · 1.0% = ₹80/mo
- Dining & food delivery₹8,000 · 1.0% = ₹80/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Utilities & bills₹5,000 · 0.0% = ₹0/mo
₹13,320 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- Co-branded entry card by Axis Bank and FreeCharge.
- Joining / annual fee of ₹350 + GST, waived on annual spends of ₹50,000.
- Available on the RuPay network.
Pros & Cons
- Annual fee waivable on ₹50,000 spend.
- Accelerated earn worth ≈5.0% on freecharge spends.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
- Invite-only — limited availability.
₹700 welcome benefit
- Welcome voucher worth Rs 700Card issued before 4 January 2023
Accelerated rewards
- 5% on freecharge spends5% cashback on Freecharge spends (value chart: Rs 15,000 spend -> Rs 750 = 5%).
- 2% on local commute2% cashback on local commute spends (value chart: Rs 10,000 spend -> Rs 200 = 2%).
- No per-cycle cashback cap on FreeCharge on-deck spends per the Axis cashback T&C (retrieved 2026-07-05); only floor is a ₹100 minimum transaction.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- rent
- wallet loads
- utilities
- education
- government
- insurance premiums
- jewellery
- gift cards
- cash advance
Other benefits
- Wednesday Delight. Exciting offers every Wednesday for cardholders.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- —
- Income (salaried)
- —
- Income (self-employed)
- —
Invite-only: eligible customers see the banner on their Freecharge mobile app.