Axis Bank Horizon Credit Card
Updated 15 Apr 2026Source-linked
The Axis Bank Horizon Credit Card is a premium credit card from Axis Bank, with a joining fee of ₹3,000 + GST.
It earns up to 5% back on travel edge portal spends in the form of edge miles (miles).
Cardholders get 8 annual domestic + 4 annual international airport lounge access, plus 1,000 edge miles as a welcome benefit.
Axis Bank Horizon Credit Card
- Joining Fee₹3,000
- Annual Fee₹3,000
- Best Suited ForTravel
- Reward TypeEDGE Miles (miles)
Rewards Rate
- 5% on travel edge portal
- 2% on international spend
- Base 2.00% on other spends
Welcome Benefits
- 1,000 EDGE Miles
AxissignaturepremiumRewards and Benefits
Rewards Rate
5% on travel edge portal
2% on international spend
Base 2.00% on other spends.
Reward Redemption
Multiple (EDGE Miles transfer): Transfer to 20+ airline/hotel partners.
Welcome Benefits
1,000 EDGE Miles
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
4 visits each annual on making spends of ₹50,000 in the previous quarterly.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹10,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- premium card issued by Axis Bank.
- Joining / annual fee of ₹3,000 + GST, waived on annual spends of ₹10,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (4/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹10,00,000 spend.
- Strong base reward rate of 2.00%.
- Low forex markup of 1.50% — suited to international spends.
- Complimentary international airport lounge access.
- Accelerated earn rate of 5% on travel edge portal.
Cons
- No rewards on fuel spends.
₹1,000 welcome benefit
- 1,000 EDGE MilesJoining fee paidWindow: 30 days from issuance.
Accelerated rewards
- 5% on travel edge portal5 EDGE Miles per ₹100 on direct airline and Axis Travel EDGE bookings. Rate fires only when routed through the EDGE portal.
- 2% on international spend
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
- utilities
Airport lounge access
Domestic
8 visit(s) / annual. Via dreamfolks.
International
4 visit(s) / annual. Via priority-pass.
Unlocks after ₹50,000 / quarterly spend.
Priority Pass lounge visits activated after ₹50k spend in preceding quarter.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Sources
- : www.axisbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 750+
- Income (salaried)
- ₹9,00,000 p.a.
- Income (self-employed)
- ₹9,00,000 p.a.