Beta data. Numbers are community-sourced and may be out of date. Every value links to the issuer page — always verify before applying.

Credit Cards · India

IndiGo Axis Bank Credit Card

Updated 22 Apr 2026Source-linked

The IndiGo Axis Bank Credit Card is a entry co-branded credit card from Axis Bank and IndiGo, with a joining fee of ₹799 + GST.

It earns up to 3% back on IndiGo spends in the form of indigo bluchips (miles).

Cardholders get 1 quarterly domestic airport lounge access, plus 1,200 indigo bluchips welcome voucher as a welcome benefit.

Axis Bank logo
IndiGo Axis Bank Credit Card
RuPay logo
  • Joining Fee₹799
  • Annual Fee₹799
  • Best Suited ForTravel
  • Reward TypeIndiGo BluChips (miles)
Rewards Rate
  • 3% on indigo flights direct
  • 2% on grocery dining
  • 1% on upi rupay spend (cap 750 miles / monthly)
  • Base 1.00% on other spends
Welcome Benefits
  • 1,200 IndiGo BluChips welcome voucher
Axis Bank logoAxisRuPay logoselectentryCo-brand · IndiGo ↗
Calculate rewards+ CompareApply Now ↗

Rewards and Benefits

Rewards Rate
3% on indigo flights direct
2% on grocery dining
1% on upi rupay spend (cap 750 miles / monthly)
Base 1.00% on other spends.
Reward Redemption
IndiGo flights + 6E Prime add-ons: Redeemable 1:1 on IndiGo bookings and 6E Prime add-ons only.
Welcome Benefits
1,200 IndiGo BluChips welcome voucher
Milestone Rewards
N/A
Domestic Lounge Access
1 visit each quarterly on making spends of ₹50,000 in the previous quarterly.
International Lounge Access
N/A
Travel
Co-branded with IndiGo; 3% on indigo flights direct.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by Axis Bank and IndiGo.
  • Joining / annual fee of ₹799 + GST.
  • Available on the RuPay network.
  • Complimentary airport lounge access: domestic (1/quarterly).

Pros & Cons

Pros
  • Complimentary domestic airport lounge access (1/quarterly).
Cons
  • No annual-fee waiver option.
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • Rewards redeemable only with IndiGo flights + 6E Prime add-ons.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹1,200 welcome benefit

  • 1,200 IndiGo BluChips welcome voucher
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 3% on indigo flights direct
    Merchants: indigo-web, indigo-app
    3 BluChips per ₹100 on IndiGo flight bookings via IndiGo web/app. Card-side rate only; this entry-tier card does not stack BluChip member earn on top.
  • 2% on grocery dining
  • 1% on upi rupay spend (cap 750 miles / monthly)
    Up to 750 BluChips per month on eligible UPI transactions (RuPay variant only).

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Airport lounge access

Domestic
1 visit(s) / quarterly. Via dreamfolks.
Unlocks after ₹50,000 / quarterly spend.
1 complimentary domestic lounge visit per quarter, activated by ₹50,000 spend in the preceding quarter.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.

Sources

Last verified 22 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
Tagsco brandedairlineindigoentrymilesbluchiprupayupi linkable