IndiGo Axis Bank Premium Credit Card
Updated 22 Apr 2026Source-linked
The IndiGo Axis Bank Premium Credit Card is a premium co-branded credit card from Axis Bank and IndiGo, with a joining fee of ₹5,000 + GST.
It earns up to 7% back on IndiGo spends in the form of indigo bluchips (miles).
Cardholders get 8 annual domestic + 4 annual international airport lounge access, plus indigo bluchips welcome voucher worth ₹5,000 + bonus bluchips as a welcome benefit.
IndiGo Axis Bank Premium Credit Card
- Joining Fee₹5,000
- Annual Fee₹5,000
- Best Suited ForTravel
- Reward TypeIndiGo BluChips (miles)
Rewards Rate
- 7% on indigo flights direct
- 3% on hotels groceries
- Base 2.00% on other spends
Welcome Benefits
- IndiGo BluChips welcome voucher worth ₹5,000 + bonus BluChips
Rewards and Benefits
Rewards Rate
7% on indigo flights direct
3% on hotels groceries
Base 2.00% on other spends.
Reward Redemption
IndiGo flights + 6E Prime add-ons: Redeemable 1:1 on IndiGo bookings and 6E Prime add-ons only.
Welcome Benefits
IndiGo BluChips welcome voucher worth ₹5,000 + bonus BluChips
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
4 visits each annual.
Travel
Co-branded with IndiGo; 7% on indigo flights direct.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Entertainment / dining discounts — Bundled lifestyle privileges — entertainment offers and dining discounts via Axis partner network.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
2.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by Axis Bank and IndiGo.
- Joining / annual fee of ₹5,000 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (4/annual).
Pros & Cons
Pros
- Strong base reward rate of 2.00%.
- Low forex markup of 2.50% — suited to international spends.
- Complimentary international airport lounge access.
- Accelerated earn rate of 7% on indigo flights direct.
Cons
- High annual fee of ₹5,000.
- No annual-fee waiver option.
- No rewards on fuel spends.
- Rewards redeemable only with IndiGo flights + 6E Prime add-ons.
₹5,000 welcome benefit
- IndiGo BluChips welcome voucher worth ₹5,000 + bonus BluChipsJoining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 7% on indigo flights directMerchants: indigo-web, indigo-app7 BluChips per ₹100 on IndiGo flight bookings via IndiGo web/app. Card-side rate only on this product line.
- 3% on hotels groceries
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
8 visit(s) / annual. Via dreamfolks.
Complimentary domestic lounge visits via Dreamfolks.
International
4 visit(s) / annual. Via priority-pass.
Complimentary international lounge visits via Priority Pass.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Other benefits
- Entertainment / dining discounts. Bundled lifestyle privileges — entertainment offers and dining discounts via Axis partner network.
Sources
- : www.axisbank.com · retrieved 22 Apr 2026
- : cardinsider.com · retrieved 22 Apr 2026
- : www.axisbank.com · retrieved 22 Apr 2026
Last verified 22 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 750+
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- ₹15,00,000 p.a.