LIC Axis Bank Signature Credit Card
Updated 3 Jul 2026Source-linked
The LIC Axis Bank Signature Credit Card is a mid co-branded credit card from Axis Bank and LIC, with a joining fee of ₹0 + GST.
It earns up to 2 pts per ₹100 (≈0.4% value) on LIC spends in the form of edge reward points (points).
Cardholders get 8 annual domestic airport lounge access.
LIC Axis Bank Signature Credit Card
- Joining FeeFree
- Annual FeeFree
- Best Suited ForCo-brand rewards
- Reward TypeEDGE Reward Points (points)
Rewards Rate
- 2 pts per ₹100 on lic premium and forex
- Base 0.20% on other spends
Welcome Benefits
- Not applicable
AxismidLifetime freeCo-brand · LICRewards and Benefits
Rewards Rate
2 pts per ₹100 on lic premium and forex
Base 0.20% on other spends.
Reward Redemption
N/A
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
- lost card liability: ₹0
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded mid card by Axis Bank and LIC.
- Lifetime free — no joining or annual fee.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual).
- Insurance cover bundled: lost card liability.
Pros & Cons
Pros
- Lifetime-free — no joining or annual fee.
- Complimentary domestic airport lounge access (8/annual).
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
Accelerated rewards
- 2 pts per ₹100 on lic premium and forex2 Reward Points per ₹100 spent on LIC premium payments and foreign currency transactions (2X).
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- education
- jewellery
- utilities
- cash advance
Airport lounge access
Domestic
8 visit(s) / annual.
8 complimentary lounge visits per calendar year at select domestic airports.
Insurance benefits
- lost card liability: ₹0Complimentary lost card liability cover up to the credit limit.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per statement.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 720+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.