Axis Bank Miles & More Credit Card
The Axis Bank Miles & More Credit Card is a premium co-branded credit card from Axis Bank and Miles & More (Lufthansa), with a joining fee of ₹3,500 + GST.
Cardholders get undefined yr domestic + 2 annual international airport lounge access, plus up to 15,000 bonus welcome miles + priority pass membership as a welcome benefit.
- Joining Fee₹3,500
- Annual Fee₹3,500
- Best Suited ForTravel
- Reward TypeMiles & More Award Miles (miles)
- Base rate 0.50%
- Up to 15,000 Bonus Welcome Miles + Priority Pass membership
AxispremiumCo-brand · Miles & More (Lufthansa)Rewards and Benefits
- Insurance cover — Insurance benefits including air accident and baggage loss cover; sum insured not stated on live page (TODO verify).
- Pay bills from any bank account — Enroll for auto-debit to pay Axis Bank Credit Card bills from any other bank account.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.5% = ₹75/mo
- Groceries₹8,000 · 0.5% = ₹40/mo
- Dining & food delivery₹8,000 · 0.5% = ₹40/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 0.5% = ₹50/mo
- Utilities & bills₹5,000 · 0.0% = ₹0/mo
₹2,460 rewards − ₹3,500 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- Co-branded premium card by Axis Bank and Miles & More (Lufthansa).
- Joining / annual fee of ₹3,500 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (undefined/yr) + international (2/annual).
Pros & Cons
- Complimentary international airport lounge access.
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
Welcome benefit
- Up to 15,000 Bonus Welcome Miles + Priority Pass membershipFirst transaction on the card
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- utilities
- government
- insurance premiums
- jewellery
Airport lounge access
Other benefits
- Insurance cover. Insurance benefits including air accident and baggage loss cover; sum insured not stated on live page (TODO verify).
- Pay bills from any bank account. Enroll for auto-debit to pay Axis Bank Credit Card bills from any other bank account.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- —
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- —
Primary cardholder 18–70 years; add-on cardholder 18+. Resident Indian or NRI.