Axis Bank Miles & More Credit Card
Updated 3 Jul 2026Source-linked
The Axis Bank Miles & More Credit Card is a premium co-branded credit card from Axis Bank and Miles & More (Lufthansa), with a joining fee of ₹3,500 + GST.
Cardholders get undefined yr domestic + 2 annual international airport lounge access, plus up to 15,000 bonus welcome miles + priority pass membership as a welcome benefit.
Axis Bank Miles & More Credit Card
- Joining Fee₹3,500
- Annual Fee₹3,500
- Best Suited ForTravel
- Reward TypeMiles & More Award Miles (miles)
Rewards Rate
Welcome Benefits
- Up to 15,000 Bonus Welcome Miles + Priority Pass membership
AxispremiumCo-brand · Miles & More (Lufthansa)Rewards and Benefits
Rewards Rate
Reward Redemption
Miles & More (India): Unlimited, never-expiring Award Miles; redeem on the Miles & More (India) website.
Welcome Benefits
Up to 15,000 Bonus Welcome Miles + Priority Pass membership
Milestone Rewards
N/A
Domestic Lounge Access
Lounge access on making spends of ₹50,000 in the previous quarterly.
International Lounge Access
2 visits each annual.
Travel
Co-branded with Miles & More (Lufthansa); travel-forward rewards.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Insurance cover — Insurance benefits including air accident and baggage loss cover; sum insured not stated on live page (TODO verify).
- Pay bills from any bank account — Enroll for auto-debit to pay Axis Bank Credit Card bills from any other bank account.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
N/A
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by Axis Bank and Miles & More (Lufthansa).
- Joining / annual fee of ₹3,500 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (undefined/yr) + international (2/annual).
Pros & Cons
Pros
- Complimentary international airport lounge access.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
Welcome benefit
- Up to 15,000 Bonus Welcome Miles + Priority Pass membershipFirst transaction on the card
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- utilities
- government
- insurance premiums
- jewellery
Airport lounge access
Domestic
International
2 visit(s) / annual. Via priority-pass.
Priority Pass with complimentary lounge visits; exact number not stated on live page (TODO verify).
Other benefits
- Insurance cover. Insurance benefits including air accident and baggage loss cover; sum insured not stated on live page (TODO verify).
- Pay bills from any bank account. Enroll for auto-debit to pay Axis Bank Credit Card bills from any other bank account.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- —
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- —
Primary cardholder 18–70 years; add-on cardholder 18+. Resident Indian or NRI.