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Credit Cards · India

Axis Bank Pride Platinum Credit Card

Updated 3 Jul 2026Source-linked

The Axis Bank Pride Platinum Credit Card is a entry credit card from Axis Bank, with a joining fee of ₹250 + GST.

Axis Bank logo
Axis Bank Pride Platinum Credit Card
Visa logo
  • Joining FeeFree
  • Annual Fee₹250
  • Best Suited ForDining
  • Reward TypeEDGE Reward Points (points)
Rewards Rate
  • Base rate 0.36%
Welcome Benefits
  • Not applicable
Data verified 3 Jul 2026 — see our methodology
Axis Bank logoAxisVisa logoentry
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Rewards and Benefits

Rewards Rate
Base 0.36% on other spends.
Reward Redemption
EDGE Rewards: Redeem at ₹0.2 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
Up to 15% off via Dining Delights
Golf
N/A
Insurance Benefits
  • lost card liability: ₹0
Other Benefits
  • Free add-on cards — Free add-on cards for spouse, parents, children and siblings over 18 years of age.

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

No accelerated categories apply to the spend you entered — everything earns the base rate.

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 0.4% = ₹54/mo
  • Groceries₹8,000 · 0.4% = ₹29/mo
  • Dining & food delivery₹8,000 · 0.4% = ₹29/mo
  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 0.4% = ₹36/mo
  • Utilities & bills₹5,000 · 0.0% = ₹0/mo
Est.net rewards for this spend, realistic
₹1,771/yr

₹1,771 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
₹20,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹250 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • entry card issued by Axis Bank.
  • Joining / annual fee of ₹250 + GST, waived on annual spends of ₹20,000.
  • Available on the Visa network.
  • Insurance cover bundled: lost card liability.

Pros & Cons

Pros
  • Annual fee waivable on ₹20,000 spend.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • government
  • insurance premiums
  • utilities
  • education

Insurance benefits

  • lost card liability: ₹0
    Zero lost card liability against fraudulent use once reported.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per statement.

Other benefits

  • Free add-on cards. Free add-on cards for spouse, parents, children and siblings over 18 years of age.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
700+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.

For Indian Defence personnel and Government of India employees. Resident Indian or NRI.

Tagsentrypointsdiningdefence