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Credit Cards · India

Axis Bank Pride Signature Credit Card

Updated 3 Jul 2026Source-linked

The Axis Bank Pride Signature Credit Card is a mid credit card from Axis Bank, with a joining fee of ₹500 + GST.

Cardholders get 2 quarterly domestic airport lounge access.

Axis Bank logo
Axis Bank Pride Signature Credit Card
Visa logo
  • Joining FeeFree
  • Annual Fee₹500
  • Best Suited ForTravel
  • Reward TypeEDGE Reward Points (points)
Rewards Rate
  • Base rate 0.36%
Welcome Benefits
  • Not applicable
Axis Bank logoAxisVisa logomid

Rewards and Benefits

Rewards Rate
Base 0.36% on other spends.
Reward Redemption
EDGE Rewards: Redeem at ₹0.2 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
Up to 15% off via Dining Delights
Golf
N/A
Insurance Benefits
  • lost card liability: ₹0
Other Benefits
  • Free add-on cardsFree add-on cards for spouse, parents, children and siblings over 18 years of age.

Fees & Charges

Spend-Based Waiver
₹40,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • mid card issued by Axis Bank.
  • Joining / annual fee of ₹500 + GST, waived on annual spends of ₹40,000.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (2/quarterly).
  • Insurance cover bundled: lost card liability.

Pros & Cons

Pros
  • Annual fee waivable on ₹40,000 spend.
  • Complimentary domestic airport lounge access (2/quarterly).
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • government
  • insurance premiums
  • utilities
  • education

Airport lounge access

Domestic
2 visit(s) / quarterly. Via dreamfolks.
2 complimentary visits to select airport lounges within India per calendar quarter.

Insurance benefits

  • lost card liability: ₹0
    Zero lost card liability once the lost/stolen card is reported.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per statement.

Other benefits

  • Free add-on cards. Free add-on cards for spouse, parents, children and siblings over 18 years of age.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
720+
Income (salaried)
₹6,00,000 p.a.
Income (self-employed)
₹6,00,000 p.a.

For Indian Defence personnel. Resident Indian or NRI.

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