Axis Bank Privilege Credit Card
Updated 15 Apr 2026Source-linked
The Axis Bank Privilege Credit Card is a premium credit card from Axis Bank, with a joining fee of ₹1,500 + GST.
Cardholders get 8 annual domestic + 4 annual international airport lounge access, plus yatra voucher worth ₹5,000 as a welcome benefit.
Axis Bank Privilege Credit Card
- Joining Fee₹1,500
- Annual Fee₹1,500
- Best Suited ForTravel
- Reward TypeEDGE Reward Points (points)
Rewards Rate
- Base rate 1.00%
Welcome Benefits
- Yatra voucher worth ₹5,000
AxissignaturepremiumRewards and Benefits
Rewards Rate
Base 1.00% on other spends.
Reward Redemption
EDGE Rewards: Redeem at ₹0.2 per unit.
Welcome Benefits
Yatra voucher worth ₹5,000
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
4 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹2,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- premium card issued by Axis Bank.
- Joining / annual fee of ₹1,500 + GST, waived on annual spends of ₹2,50,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (4/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹2,50,000 spend.
- Complimentary international airport lounge access.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹5,000 welcome benefit
- Yatra voucher worth ₹5,000Joining fee paidWindow: 90 days from issuance.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
Airport lounge access
Domestic
8 visit(s) / annual. Via dreamfolks.
International
4 visit(s) / annual. Via priority-pass.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Sources
- : www.axisbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 730+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.