Axis Bank RuPay Credit Card
Updated 3 Jul 2026Source-linked
The Axis Bank RuPay Credit Card is a entry credit card from Axis Bank, with a joining fee of ₹0 + GST.
Axis Bank RuPay Credit Card
- Joining FeeFree
- Annual FeeFree
- Best Suited ForEveryday spends
- Reward TypeEDGE Reward Points (points)
Rewards Rate
Welcome Benefits
- Not applicable
AxisentryLifetime freeRewards and Benefits
Rewards Rate
Reward Redemption
N/A
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- UPI on RuPay — RuPay Credit Card can be linked to UPI-enabled apps for cashless payments online and in-store without swiping the card.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
N/A
Fuel Surcharge Waiver
N/A
Cash Advance Charges
N/A
Product Details
- entry card issued by Axis Bank.
- Lifetime free — no joining or annual fee.
- Available on the RuPay network.
Pros & Cons
Pros
- Lifetime-free — no joining or annual fee.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No complimentary airport lounge access.
Other benefits
- UPI on RuPay. RuPay Credit Card can be linked to UPI-enabled apps for cashless payments online and in-store without swiping the card.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 700+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹3,00,000 p.a.