Samsung Axis Bank Signature Credit Card
The Samsung Axis Bank Signature Credit Card is a mid co-branded credit card from Axis Bank and Samsung, with a joining fee of ₹500 + GST.
It earns up to 10 pts per ₹100 (≈1.8% value) on Samsung spends in the form of edge reward points (points).
Cardholders get 4 annual domestic airport lounge access, plus 2,500 edge reward points as a welcome benefit.
- Joining Fee₹500
- Annual Fee₹500
- Best Suited ForLifestyle & travel
- Reward TypeEDGE Reward Points (points)
- 10 pts per ₹100 on preferred partners
- Base 0.90% on other spends
- 2,500 EDGE Reward Points
Rewards and Benefits
- Samsung purchase cashback — 10% cashback on Samsung purchases (full-swipe or EMI), capped at INR 2,500 per month and INR 10,000 per year. Flipkart channel excluded from 20-12-2024; Amazon channel excluded from 01-01-2026.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.9% = ₹135/mo
Online shopping — earns base; accelerated rate needs booking via bigbasket, tata-1mg, urban-company, myntra, zomato
- Groceries₹8,000 · 0.9% = ₹72/mo
Groceries — earns base; accelerated rate needs booking via bigbasket, tata-1mg, urban-company, myntra, zomato
- Dining & food delivery₹8,000 · 0.9% = ₹72/mo
Dining & food delivery — earns base; accelerated rate needs booking via bigbasket, tata-1mg, urban-company, myntra, zomato
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 0.9% = ₹90/mo
- Utilities & bills₹5,000 · 0.0% = ₹0/mo
₹4,428 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- Co-branded mid card by Axis Bank and Samsung.
- Joining / annual fee of ₹500 + GST, waived on annual spends of ₹2,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (4/annual).
Pros & Cons
- Annual fee waivable on ₹2,00,000 spend.
- Complimentary domestic airport lounge access (4/annual).
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹500 welcome benefit
- 2,500 EDGE Reward PointsComplete 3 transactions within 30 days of card issuanceWindow: 30 days from issuance.
Accelerated rewards
- 10 pts per ₹100 on preferred partnersMerchants: bigbasket, tata-1mg, urban-company, myntra, zomato10 EDGE Reward Points per ₹100 (≈2%) with preferred partners: BigBasket, Tata 1mg, Urban Company, Myntra, Zomato.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- jewellery
- government
- education
- utilities
- rent
- insurance premiums
- emi
- cash advance
Airport lounge access
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per statement.
Other benefits
- Samsung purchase cashback. 10% cashback on Samsung purchases (full-swipe or EMI), capped at INR 2,500 per month and INR 10,000 per year. Flipkart channel excluded from 20-12-2024; Amazon channel excluded from 01-01-2026.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 720+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.