Beta data. Numbers are community-sourced and may be out of date. Every value links to the issuer page — always verify before applying.

Credit Cards · India

Axis Bank Select Credit Card

Updated 15 Apr 2026Source-linked

The Axis Bank Select Credit Card is a premium credit card from Axis Bank, with a joining fee of ₹3,000 + GST.

It earns up to 20% back on dining international spends in the form of edge reward points (points).

Cardholders get 8 annual domestic + 12 annual international airport lounge access, plus bookmyshow voucher worth ₹500 as a welcome benefit.

Axis Bank logo
Axis Bank Select Credit Card
Visa logo
  • Joining Fee₹3,000
  • Annual Fee₹3,000
  • Best Suited ForDining
  • Reward TypeEDGE Reward Points (points)
Rewards Rate
  • 20% on dining international
  • Base 1.00% on other spends
Welcome Benefits
  • BookMyShow voucher worth ₹500
Axis Bank logoAxisVisa logoplatinumpremium

Rewards and Benefits

Rewards Rate
20% on dining international
Base 1.00% on other spends.
Reward Redemption
EDGE Rewards: Redeem at ₹0.2 per unit.
Welcome Benefits
BookMyShow voucher worth ₹500
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
12 visits each annual.
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
Up to 25% off via EazyDiner Prime
Golf
N/A
Insurance Benefits
  • air accident: ₹2,50,00,000
  • travel medical: ₹25,00,000
Other Benefits
  • BookMyShow BOGOBuy one get one on movie tickets via BookMyShow, up to ₹500 off, twice a month.

Fees & Charges

Spend-Based Waiver
₹6,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • premium card issued by Axis Bank.
  • Joining / annual fee of ₹3,000 + GST, waived on annual spends of ₹6,00,000.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (8/annual) + international (12/annual).
  • Insurance cover bundled: air accident, travel medical.

Pros & Cons

Pros
  • Annual fee waivable on ₹6,00,000 spend.
  • Low forex markup of 1.50% — suited to international spends.
  • Complimentary international airport lounge access.
  • 24/7 concierge service.
  • Accelerated earn rate of 20% on dining international.
Cons
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹500 welcome benefit

  • BookMyShow voucher worth ₹500
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 20% on dining international

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • government
  • insurance premiums

Airport lounge access

Domestic
8 visit(s) / annual. Via dreamfolks.
International
12 visit(s) / annual. Via priority-pass.

Insurance benefits

  • air accident: ₹2,50,00,000
  • travel medical: ₹25,00,000

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.

Other benefits

  • BookMyShow BOGO. Buy one get one on movie tickets via BookMyShow, up to ₹500 off, twice a month.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
18–70
Credit score
750+
Income (salaried)
₹18,00,000 p.a.
Income (self-employed)
₹18,00,000 p.a.
Tagspremiumdiningloungepoints