Axis Bank Select Credit Card
The Axis Bank Select Credit Card is a premium credit card from Axis Bank, with a joining fee of ₹3,000 + GST.
It earns up to 20 pts per ₹200 (≈1.8% value) on dining international spends in the form of edge reward points (points).
Cardholders get 8 annual domestic + 6 annual international airport lounge access, plus 10,000 edge reward points worth ₹2,000 as a welcome benefit.
- Joining Fee₹3,000
- Annual Fee₹3,000
- Best Suited ForDining
- Reward TypeEDGE Reward Points (points)
- 20 pts per ₹200 on dining international
- Base 0.90% on other spends
- 10,000 EDGE Reward Points worth ₹2,000
AxisplatinumpremiumRewards and Benefits
- air accident: ₹2,50,00,000
- travel medical: ₹25,00,000
- BigBasket offer — Flat ₹500 off per month on minimum purchase of ₹2,500 on BigBasket app/website.
- Swiggy discount — Flat ₹200 off on Swiggy app/website.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
- Dining & food delivery₹144/mo
You spend ₹8,000 · earns 1.8% = ₹144 uncapped
- Valued at realized redemption value
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.9% = ₹135/mo
- Groceries₹8,000 · 0.9% = ₹72/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 0.9% = ₹90/mo
- Utilities & bills₹5,000 · 0.0% = ₹0/mo
₹5,292 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- premium card issued by Axis Bank.
- Joining / annual fee of ₹3,000 + GST, waived on annual spends of ₹6,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (6/annual).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
- Annual fee waivable on ₹6,00,000 spend.
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹2,000 welcome benefit
- 10,000 EDGE Reward Points worth ₹2,000First card transaction (not for lifetime-free / Burgundy holders)
Accelerated rewards
- 20 pts per ₹200 on dining international
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
- utilities
- jewellery
- education
Airport lounge access
Insurance benefits
- air accident: ₹2,50,00,000
- travel medical: ₹25,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Other benefits
- BigBasket offer. Flat ₹500 off per month on minimum purchase of ₹2,500 on BigBasket app/website. (≈ ₹500 value)
- Swiggy discount. Flat ₹200 off on Swiggy app/website. (≈ ₹200 value)
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 750+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.