Axis Bank Select Credit Card
Updated 15 Apr 2026Source-linked
The Axis Bank Select Credit Card is a premium credit card from Axis Bank, with a joining fee of ₹3,000 + GST.
It earns up to 20% back on dining international spends in the form of edge reward points (points).
Cardholders get 8 annual domestic + 12 annual international airport lounge access, plus bookmyshow voucher worth ₹500 as a welcome benefit.
Axis Bank Select Credit Card
- Joining Fee₹3,000
- Annual Fee₹3,000
- Best Suited ForDining
- Reward TypeEDGE Reward Points (points)
Rewards Rate
- 20% on dining international
- Base 1.00% on other spends
Welcome Benefits
- BookMyShow voucher worth ₹500
Rewards and Benefits
Rewards Rate
20% on dining international
Base 1.00% on other spends.
Reward Redemption
EDGE Rewards: Redeem at ₹0.2 per unit.
Welcome Benefits
BookMyShow voucher worth ₹500
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
12 visits each annual.
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
Up to 25% off via EazyDiner Prime
Golf
N/A
Insurance Benefits
- air accident: ₹2,50,00,000
- travel medical: ₹25,00,000
Other Benefits
- BookMyShow BOGO — Buy one get one on movie tickets via BookMyShow, up to ₹500 off, twice a month.
Fees & Charges
Spend-Based Waiver
₹6,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- premium card issued by Axis Bank.
- Joining / annual fee of ₹3,000 + GST, waived on annual spends of ₹6,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (12/annual).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
Pros
- Annual fee waivable on ₹6,00,000 spend.
- Low forex markup of 1.50% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Accelerated earn rate of 20% on dining international.
Cons
- No rewards on fuel spends.
₹500 welcome benefit
- BookMyShow voucher worth ₹500Joining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 20% on dining international
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
Airport lounge access
Domestic
8 visit(s) / annual. Via dreamfolks.
International
12 visit(s) / annual. Via priority-pass.
Insurance benefits
- air accident: ₹2,50,00,000
- travel medical: ₹25,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Other benefits
- BookMyShow BOGO. Buy one get one on movie tickets via BookMyShow, up to ₹500 off, twice a month.
Sources
- : www.axisbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 750+
- Income (salaried)
- ₹18,00,000 p.a.
- Income (self-employed)
- ₹18,00,000 p.a.