SpiceJet Axis Bank Voyage Credit Card
Updated 5 Jul 2026Source-linked
The SpiceJet Axis Bank Voyage Credit Card is a mid co-branded credit card from Axis Bank and SpiceJet, with a joining fee of ₹750 + GST.
It earns up to 18 pts per ₹200 (≈4.5% value) on SpiceJet spends in the form of spiceclub points (points).
Cardholders get 4 annual domestic airport lounge access, plus spicejet flight voucher worth ₹1,500 + complimentary spiceclub silver membership as a welcome benefit.
SpiceJet Axis Bank Voyage Credit Card
- Joining Fee₹750
- Annual Fee₹750
- Best Suited ForTravel
- Reward TypeSpiceClub Points (points)
Rewards Rate
- 18 pts per ₹200 on spicejet app and website (cap 100000 spend inr / monthly)
- 6 pts per ₹200 on online food delivery
- 6 pts per ₹200 on online bill payment
- Base 0.75% on other spends
Welcome Benefits
- SpiceJet flight voucher worth ₹1,500 + complimentary SpiceClub Silver membership
Data verified 5 Jul 2026 — see our methodology
AxismidCo-brand · SpiceJetRewards and Benefits
Rewards Rate
18 pts per ₹200 on spicejet app and website (cap 100000 spend inr / monthly)
6 pts per ₹200 on online food delivery
6 pts per ₹200 on online bill payment
Base 0.75% on other spends.
Reward Redemption
SpiceClub: Redeem SpiceClub Points on SpiceJet bookings.
Welcome Benefits
SpiceJet flight voucher worth ₹1,500 + complimentary SpiceClub Silver membership
Milestone Rewards
- ₹1,00,000 / annual: Milestone 1: 2,000 bonus SpiceClub Points on ₹1 lakh spends
- ₹2,00,000 / annual: Milestone 2: 3,000 bonus SpiceClub Points on ₹2 lakh spends
Domestic Lounge Access
4 visits each annual on making spends of ₹50,000 in the previous quarterly.
International Lounge Access
N/A
Travel
Co-branded with SpiceJet; 18 pts per ₹200 on spicejet app and website (cap 100000 spend inr / monthly).
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.8% = ₹113/mo
- Groceries₹8,000 · 0.8% = ₹60/mo
- Dining & food delivery₹8,000 · 0.8% = ₹60/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 0.8% = ₹75/mo
Travel & hotels — earns base; accelerated rate needs booking via spicejet
- Utilities & bills₹5,000 · 0.8% = ₹38/mo
Est.net rewards for this spend, realistic
₹3,390/yr₹4,140 rewards − ₹750 annual fee. Estimate for the spend you entered.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.00% per month (36.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded mid card by Axis Bank and SpiceJet.
- Joining / annual fee of ₹750 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (4/annual).
Pros & Cons
Pros
- Complimentary domestic airport lounge access (4/annual).
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
- Accelerated earn worth ≈4.5% on spicejet app and website.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹1,500 welcome benefit
- SpiceJet flight voucher worth ₹1,500 + complimentary SpiceClub Silver membershipComplete 2 transactions within 30 days of card issuanceWindow: 30 days from issuance.
Accelerated rewards
- 18 pts per ₹200 on spicejet app and website (cap 100000 spend inr / monthly)Up to 18 SpiceClub Points per ₹200 on SpiceJet app & website bookings (6 as card benefit + 12 as SpiceClub Silver member). Card-benefit SC points stop beyond ₹1 lakh/month SpiceJet app+website spend (Voyage/Voyage Black SpiceClub earn T&C); membership-tier points continue.
- 6 pts per ₹200 on online food delivery6 SpiceClub Points per ₹200 on online food delivery (select MCCs).
- 6 pts per ₹200 on online bill payment6 SpiceClub Points per ₹200 on online bill payments (select MCCs).
- 6 pts per ₹200 on online entertainment6 SpiceClub Points per ₹200 on online entertainment (select MCCs).
Capping rules
- SpiceJet app/website card-benefit earn (6 SC/₹200) is capped at ₹1 lakh of credit-card spend per month; beyond this only the SpiceClub membership earn continues.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
- education
- jewellery
- emi
- cash advance
- gift cards
Milestone benefits
- ₹1,00,000 / annual: Milestone 1: 2,000 bonus SpiceClub Points on ₹1 lakh spends (≈ ₹1,000 value)
- ₹2,00,000 / annual: Milestone 2: 3,000 bonus SpiceClub Points on ₹2 lakh spends (≈ ₹1,500 value)
Airport lounge access
Domestic
4 visit(s) / annual.
Unlocks after ₹50,000 / quarterly spend.
4 complimentary domestic lounge visits per year, subject to min spend of ₹50,000 in the previous quarter.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- —
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- —