SpiceJet Axis Bank Voyage Black Credit Card
Updated 3 Jul 2026Source-linked
The SpiceJet Axis Bank Voyage Black Credit Card is a premium co-branded credit card from Axis Bank and SpiceJet, with a joining fee of ₹2,000 + GST.
It earns up to 14 pts per ₹100 (≈7.0% value) on SpiceJet spends in the form of spiceclub points (points).
Cardholders get 8 annual domestic airport lounge access, plus spicejet flight voucher worth ₹4,000 as a welcome benefit.
SpiceJet Axis Bank Voyage Black Credit Card
- Joining Fee₹2,000
- Annual Fee₹2,000
- Best Suited ForTravel
- Reward TypeSpiceClub Points (points)
Rewards Rate
- 14 pts per ₹100 on spicejet app website
- 6 pts per ₹100 on online food bills entertainment
- Base 1.50% on other spends
Welcome Benefits
- SpiceJet flight voucher worth ₹4,000
- Complimentary SpiceClub Gold membership with SpiceJet add-on vouchers worth ₹7,500
Rewards and Benefits
Rewards Rate
14 pts per ₹100 on spicejet app website
6 pts per ₹100 on online food bills entertainment
Base 1.50% on other spends.
Reward Redemption
SpiceClub: SpiceClub Points redeemable towards SpiceJet flight bookings; ~₹0.5 per point.
Welcome Benefits
SpiceJet flight voucher worth ₹4,000
Milestone Rewards
- ₹2,00,000 / annual: 4,000 bonus SpiceClub Points on ₹2 lakh annual spends
- ₹4,00,000 / annual: 6,000 bonus SpiceClub Points on ₹4 lakh annual spends
Domestic Lounge Access
8 visits each annual on making spends of ₹50,000 in the previous quarterly.
International Lounge Access
N/A
Travel
Co-branded with SpiceJet; 14 pts per ₹100 on spicejet app website.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Renewal benefit — 2,000 bonus SpiceClub Points on successful payment of the annual fee in the subsequent year.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.00% per month (36.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by Axis Bank and SpiceJet.
- Joining / annual fee of ₹2,000 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual).
Pros & Cons
Pros
- Strong base reward rate of 1.50%.
- Complimentary domestic airport lounge access (8/annual).
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
- Accelerated earn worth ≈7.0% on spicejet app website.
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹4,000 welcome benefit
- SpiceJet flight voucher worth ₹4,000Complete 2 transactions within 30 days of card issuanceWindow: 30 days from issuance.
- Complimentary SpiceClub Gold membership with SpiceJet add-on vouchers worth ₹7,500On card issuance
Accelerated rewards
- 14 pts per ₹100 on spicejet app websiteMerchants: spicejet14 SpiceClub Points per ₹100 on SpiceJet mobile app & website bookings (Axis card earn + SpiceClub membership earn combined).
- 6 pts per ₹100 on online food bills entertainment6 SpiceClub Points per ₹100 on select MCCs - online food delivery, online bill payment and online entertainment.
Capping rules
- SpiceJet app/website card-benefit earn (12 SC/₹200) is capped at ₹1 lakh of credit-card spend per month; beyond this only the SpiceClub membership earn continues.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
- education
- jewellery
- emi
- cash advance
- gift cards
Milestone benefits
- ₹2,00,000 / annual: 4,000 bonus SpiceClub Points on ₹2 lakh annual spends (≈ ₹2,000 value)
- ₹4,00,000 / annual: 6,000 bonus SpiceClub Points on ₹4 lakh annual spends (≈ ₹3,000 value)
Airport lounge access
Domestic
8 visit(s) / annual.
Unlocks after ₹50,000 / quarterly spend.
8 complimentary domestic lounge visits per year, subject to minimum spend of ₹50,000 in the previous quarter.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per monthly.
Other benefits
- Renewal benefit. 2,000 bonus SpiceClub Points on successful payment of the annual fee in the subsequent year. (≈ ₹1,000 value)
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- 750+
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- ₹12,00,000 p.a.