Axis Bank Vistara Signature Credit Card
Updated 3 Jul 2026Source-linked
The Axis Bank Vistara Signature Credit Card is a premium co-branded credit card from Axis Bank and Vistara, with a joining fee of ₹3,000 + GST.
Cardholders get 2 annual domestic airport lounge access.
Axis Bank Vistara Signature Credit Card
- Joining Fee₹3,000
- Annual Fee₹3,000
- Best Suited ForTravel
- Reward TypeMaharaja Points (miles)
Rewards Rate
- Base rate 0.50%
Welcome Benefits
- Not applicable
AxissignaturepremiumCo-brand · VistaraRewards and Benefits
Rewards Rate
Base 0.50% on other spends.
Reward Redemption
Air India Maharaja Club (formerly Club Vistara): Redeem Maharaja Points for upgrades & award flights.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each annual on making spends of ₹50,000 in the previous quarterly.
International Lounge Access
N/A
Travel
Co-branded with Vistara; travel-forward rewards.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
- purchase protection: ₹1,00,000
Other Benefits
- Wednesday Delight — Exciting mid-week offers every Wednesday on flights & hotels.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
N/A
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by Axis Bank and Vistara.
- Joining / annual fee of ₹3,000 + GST.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (2/annual).
- Insurance cover bundled: purchase protection.
Pros & Cons
Pros
- Complimentary domestic airport lounge access (2/annual).
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
Exclusions
The following spend categories earn no rewards on this card:
- wallet loads
- rent
- utilities
- government
- insurance premiums
- jewellery
Airport lounge access
Domestic
2 visit(s) / annual.
Unlocks after ₹50,000 / quarterly spend.
Complimentary domestic lounge access based on min spend ₹50,000 in the previous 3 calendar months (T&C w.e.f. 1-May-2024).
Insurance benefits
- purchase protection: ₹1,00,000Purchase protection cover up to ₹1 lakh (or up to USD 300).
Other benefits
- Wednesday Delight. Exciting mid-week offers every Wednesday on flights & hotels.
Sources
- : www.axis.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–70
- Credit score
- —
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.
Min net income ₹6 lakhs p.a. Following the Vistara–Air India merger (effective 12-Nov-2024), the card's T&C were revised and cardholders are being migrated to Air India's Maharaja Club programme; sourcing of new cards is discontinued.