Beta data. Numbers are community-sourced and may be out of date. Every value links to the issuer page — always verify before applying.

Credit Cards · India

Snapdeal BOBCARD Credit Card

Updated 3 Jul 2026Source-linked

The Snapdeal BOBCARD Credit Card is a entry co-branded credit card from Bank of Baroda and Snapdeal, with a joining fee of ₹249 + GST.

It earns up to 20 pts per ₹100 (≈3.6% value) on Snapdeal spends in the form of reward points (points).

Welcome benefit: Snapdeal vouchers worth up to ₹500 (activation benefit).

Bank of Baroda logo
Snapdeal BOBCARD Credit Card
RuPay logo
  • Joining Fee₹249
  • Annual Fee₹249
  • Best Suited ForOnline shopping
  • Reward TypeReward Points (points)
Rewards Rate
  • 20 pts per ₹100 on snapdeal
  • 10 pts per ₹100 on online departmental (cap 2000 points / statement)
  • Base 0.72% on other spends
Welcome Benefits
  • Snapdeal vouchers worth up to ₹500 (activation benefit)
  • 500 bonus reward points
Bank of Baroda logoBoBRuPay logoplatinumentryCo-brand · Snapdeal ↗
Calculate rewards+ CompareApply Now ↗

Rewards and Benefits

Rewards Rate
20 pts per ₹100 on snapdeal
10 pts per ₹100 on online departmental (cap 2000 points / statement)
Base 0.72% on other spends.
Reward Redemption
BOBCARD Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
Snapdeal vouchers worth up to ₹500 (activation benefit)
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • Add-on cards — Up to 3 lifetime-free add-on cards for spouse, parents, siblings or kids (18+).

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.49% per month (41.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by Bank of Baroda and Snapdeal.
  • Joining / annual fee of ₹249 + GST.
  • Available on the RuPay network.

Pros & Cons

Pros
  • Accelerated earn worth ≈3.6% on snapdeal.
Cons
  • No annual-fee waiver option.
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹500 welcome benefit

  • Snapdeal vouchers worth up to ₹500 (activation benefit)
    Card usage within first 30 days of issuance
    Window: 30 days from issuance.
  • 500 bonus reward points
    Spend ₹5,000 or more within 60 days of issuance
    Window: 60 days from issuance.

Accelerated rewards

  • 20 pts per ₹100 on snapdeal
    5% unlimited cashback (20 RP per ₹100) on Snapdeal website & app.
  • 10 pts per ₹100 on online departmental (cap 2000 points / statement)
    10 RP per ₹100 on online shopping & departmental stores, capped 2,000 RP/statement.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per monthly.

Other benefits

  • Add-on cards. Up to 3 lifetime-free add-on cards for spouse, parents, siblings or kids (18+).

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
700+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.

Salaried 21–60 yrs; self-employed 24–65 yrs.

Tagsentrypointsonlineecommerceco brand