Canara Bank RuPay Select Credit Card
Updated 4 Jul 2026Source-linked
The Canara Bank RuPay Select Credit Card is a mid credit card from Canara Bank, with a joining fee of ₹0 + GST.
Cardholders get 2 quarterly domestic airport lounge access.
Canara
Canara Bank RuPay Select Credit Card
- Joining Fee₹250
- Annual FeeFree
- Best Suited ForEveryday spends
- Reward TypeReward Points (points)
Rewards Rate
- Base rate 0.36%
Welcome Benefits
- Not applicable
Data verified 4 Jul 2026 — see our methodology
Canara Bankselectmid
selectmidRewards and Benefits
Rewards Rate
Base 0.36% on other spends.
Reward Redemption
Canara Rewardz: Redeem at ₹0.25 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 0.4% = ₹54/mo
- Groceries₹8,000 · 0.4% = ₹29/mo
- Dining & food delivery₹8,000 · 0.4% = ₹29/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 0.4% = ₹36/mo
- Utilities & bills₹5,000 · 0.4% = ₹18/mo
Est.net rewards for this spend, realistic
₹1,987/yr₹1,987 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.00%
Interest Rates
2.50% per month (30.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.
Cash Advance Charges
3.0% or ₹300 (whichever is higher)
Product Details
- mid card issued by Canara Bank.
- Lifetime free — no joining or annual fee.
- Available on the RuPay network.
- Complimentary airport lounge access: domestic (2/quarterly).
Pros & Cons
Pros
- Complimentary domestic airport lounge access (2/quarterly).
Cons
- No rewards on fuel spends.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
2 visit(s) / quarterly. Via rupay.
RuPay Select: 2 domestic lounge visits per quarter for self (issuer schedule).
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.
Sources
- : www.canarabank.bank.in · retrieved 4 Jul 2026
Last verified 4 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–70
- Credit score
- 720+
- Income (salaried)
- ₹5,00,000 p.a.
- Income (self-employed)
- ₹5,00,000 p.a.