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Credit Cards · India

Canara Bank RuPay Select Credit Card

Updated 15 Apr 2026Source-linked

The Canara Bank RuPay Select Credit Card is a mid credit card from Canara Bank, with a joining fee of ₹1,000 + GST.

Cardholders get 2 quarterly domestic + 2 annual international airport lounge access.

Canara
Canara Bank RuPay Select Credit Card
RuPay logo
  • Joining FeeFree
  • Annual Fee₹1,000
  • Best Suited ForEveryday spends
  • Reward TypeReward Points (points)
Rewards Rate
  • Base rate 0.50%
Welcome Benefits
  • Not applicable
Canara BankRuPay logoselectmid
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Rewards and Benefits

Rewards Rate
Base 0.50% on other spends.
Reward Redemption
Canara Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
2 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹2,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
2.65% per month (31.8% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.
Cash Advance Charges
3.0% or ₹300 (whichever is higher)

Product Details

  • mid card issued by Canara Bank.
  • Joining / annual fee of ₹1,000 + GST, waived on annual spends of ₹2,00,000.
  • Available on the RuPay network.
  • Complimentary airport lounge access: domestic (2/quarterly) + international (2/annual).

Pros & Cons

Pros
  • Annual fee waivable on ₹2,00,000 spend.
  • Complimentary international airport lounge access.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Airport lounge access

Domestic
2 visit(s) / quarterly. Via rupay.
International
2 visit(s) / annual. Via rupay.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–70
Credit score
720+
Income (salaried)
₹5,00,000 p.a.
Income (self-employed)
₹5,00,000 p.a.
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