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Credit Cards · India

6E Rewards IndiGo HDFC Bank Credit Card

Updated 22 Apr 2026Source-linked

The 6E Rewards IndiGo HDFC Bank Credit Card is a entry co-branded credit card from HDFC Bank and IndiGo, with a joining fee of ₹500 + GST.

It earns up to 2.5% back on IndiGo spends in the form of 6e rewards (miles).

Welcome benefit: IndiGo flight-ticket voucher worth ₹1,500 + 1 × 6E Prime add-on worth ₹1,099.

HDFC Bank logo
6E Rewards IndiGo HDFC Bank Credit Card
Visa logo
  • Joining Fee₹500
  • Annual Fee₹500
  • Best Suited ForTravel
  • Reward Type6E Rewards (miles)
Rewards Rate
  • 2.5% on indigo flights direct
  • 2% on dining grocery entertainment
  • Base 1.00% on other spends
Welcome Benefits
  • IndiGo flight-ticket voucher worth ₹1,500 + 1 × 6E Prime add-on worth ₹1,099
HDFC Bank logoHDFCVisa logoplatinumentryCo-brand · IndiGo ↗
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Rewards and Benefits

Rewards Rate
2.5% on indigo flights direct
2% on dining grocery entertainment
Base 1.00% on other spends.
Reward Redemption
IndiGo flights + 6E Prime add-ons: Redeemable only for IndiGo bookings and 6E Prime add-ons at 6E Reward = ₹1. Unused balance auto-converts to BluChip at 1:1 if IndiGo migrates the balance. Redemption fee ₹99 + GST per claim.
Welcome Benefits
IndiGo flight-ticket voucher worth ₹1,500 + 1 × 6E Prime add-on worth ₹1,099
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
Co-branded with IndiGo; 2.5% on indigo flights direct.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • 6E Prime add-on on welcome — One complimentary 6E Prime add-on (choice of priority check-in, seat, meal, or assistance) worth ₹1,099 on first-use.

Fees & Charges

Spend-Based Waiver
₹1,50,000 in the preceding year
Rewards Redemption Fee
₹99 + GST per redemption
Foreign Currency Markup
3.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by HDFC Bank and IndiGo.
  • Joining / annual fee of ₹500 + GST, waived on annual spends of ₹1,50,000.
  • Available on the Visa network.

Pros & Cons

Pros
  • Annual fee waivable on ₹1,50,000 spend.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
  • Rewards redeemable only with IndiGo flights + 6E Prime add-ons.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹2,599 welcome benefit

  • IndiGo flight-ticket voucher worth ₹1,500 + 1 × 6E Prime add-on worth ₹1,099
    Joining fee paid + minimum 3 transactions in each of the first 3 months
    Window: 90 days from issuance.

Accelerated rewards

  • 2.5% on indigo flights direct
    Merchants: indigo-web, indigo-app
    2.5 6E Rewards per ₹100 on flight bookings made via IndiGo website or app.
  • 2% on dining grocery entertainment

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi
  • utilities

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per statement.

Other benefits

  • 6E Prime add-on on welcome. One complimentary 6E Prime add-on (choice of priority check-in, seat, meal, or assistance) worth ₹1,099 on first-use. (≈ ₹1,099 value)

Sources

Last verified 22 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–60
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹6,00,000 p.a.
Tagsco brandedairlineindigoentrymiles