HDFC Bank Diners Club Rewardz Credit Card
Updated 15 Apr 2026Source-linked
The HDFC Bank Diners Club Rewardz Credit Card is a entry credit card from HDFC Bank, with a joining fee of ₹1,000 + GST.
It earns up to 8% back on weekend dining spends in the form of reward points (points).
Cardholders get 4 annual domestic airport lounge access.
HDFC Bank Diners Club Rewardz Credit Card
- Joining Fee₹1,000
- Annual Fee₹1,000
- Best Suited ForEveryday spends
- Reward TypeReward Points (points)
Rewards Rate
- 8% on weekend dining
- Base 1.33% on other spends
Welcome Benefits
- Not applicable
HDFCrewardzentryRewards and Benefits
Rewards Rate
8% on weekend dining
Base 1.33% on other spends.
Reward Redemption
SmartBuy: Redeem at ₹0.5 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹2,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- entry card issued by HDFC Bank.
- Joining / annual fee of ₹1,000 + GST, waived on annual spends of ₹2,00,000.
- Available on the Diners Club International network.
- Complimentary airport lounge access: domestic (4/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹2,00,000 spend.
- Complimentary domestic airport lounge access (4/annual).
- Accelerated earn rate of 8% on weekend dining.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
Accelerated rewards
- 8% on weekend dining
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
- emi
Airport lounge access
Domestic
4 visit(s) / annual. Via issuer-direct.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Sources
- : www.hdfcbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–60
- Credit score
- 720+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.