Marriott Bonvoy HDFC Bank Credit Card
Updated 15 Apr 2026Source-linked
The Marriott Bonvoy HDFC Bank Credit Card is a premium co-branded credit card from HDFC Bank and Marriott Bonvoy, with a joining fee of ₹3,000 + GST.
It earns up to 8% back on Marriott Bonvoy spends in the form of marriott bonvoy points (points).
Cardholders get 8 annual domestic + 12 annual international airport lounge access, plus 1 complimentary night at any marriott category 1-4 property + silver elite status as a welcome benefit.
Marriott Bonvoy HDFC Bank Credit Card
- Joining Fee₹3,000
- Annual Fee₹3,000
- Best Suited ForTravel
- Reward TypeMarriott Bonvoy Points (points)
Rewards Rate
- 8% on marriott properties
- 4% on travel dining
- Base 1.07% on other spends
Welcome Benefits
- 1 complimentary night at any Marriott category 1-4 property + Silver Elite status
Rewards and Benefits
Rewards Rate
8% on marriott properties
4% on travel dining
Base 1.07% on other spends.
Reward Redemption
Marriott Bonvoy: Points credited directly to Marriott Bonvoy account.
Welcome Benefits
1 complimentary night at any Marriott category 1-4 property + Silver Elite status
Milestone Rewards
- ₹6,00,000 / annual: 1 complimentary night at any Marriott category 1-4 property
- ₹9,00,000 / annual: additional free night (cat 1-4)
- ₹15,00,000 / annual: additional free night (cat 1-4)
Domestic Lounge Access
8 visits each annual.
International Lounge Access
12 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
- air accident: ₹1,00,00,000
Other Benefits
- Marriott Bonvoy Silver Elite status — Complimentary Silver Elite status on the Marriott Bonvoy programme.
Fees & Charges
Spend-Based Waiver
₹6,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
2.00%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by HDFC Bank and Marriott Bonvoy.
- Joining / annual fee of ₹3,000 + GST, waived on annual spends of ₹6,00,000.
- Available on the Diners Club International network.
- Complimentary airport lounge access: domestic (8/annual) + international (12/annual).
- Insurance cover bundled: air accident.
Pros & Cons
Pros
- Annual fee waivable on ₹6,00,000 spend.
- Low forex markup of 2.00% — suited to international spends.
- Complimentary international airport lounge access.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
- Accelerated earn rate of 8% on marriott properties.
Cons
- No rewards on fuel spends.
₹12,000 welcome benefit
- 1 complimentary night at any Marriott category 1-4 property + Silver Elite statusJoining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 8% on marriott properties8 Bonvoy points per ₹150 on spends at participating Marriott hotels. Stacks with Bonvoy member earn (handled via loyalty_program: marriott-bonvoy at calculator time).
- 4% on travel dining
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- government
- insurance premiums
- emi
- utilities
Milestone benefits
- ₹6,00,000 / annual: 1 complimentary night at any Marriott category 1-4 property (≈ ₹12,000 value)
- ₹9,00,000 / annual: additional free night (cat 1-4) (≈ ₹12,000 value)
- ₹15,00,000 / annual: additional free night (cat 1-4) (≈ ₹12,000 value)
Airport lounge access
Domestic
8 visit(s) / annual. Via priority-pass.
International
12 visit(s) / annual. Via priority-pass.
Insurance benefits
- air accident: ₹1,00,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Other benefits
- Marriott Bonvoy Silver Elite status. Complimentary Silver Elite status on the Marriott Bonvoy programme.
Sources
- : www.hdfcbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–60
- Credit score
- 750+
- Income (salaried)
- ₹15,00,000 p.a.
- Income (self-employed)
- ₹18,00,000 p.a.