HDFC Bank Pixel Play Credit Card
Updated 15 Apr 2026Source-linked
The HDFC Bank Pixel Play Credit Card is a entry credit card from HDFC Bank, with a joining fee of ₹500 + GST.
It earns up to 5% back on user chosen packs spends in the form of cashback.
HDFC Bank Pixel Play Credit Card
- Joining Fee₹500
- Annual Fee₹500
- Best Suited ForCashback
- Reward TypeCashback
Rewards Rate
- 5% on user chosen packs (cap 750 cashback inr / monthly)
- 3% on online other (cap 500 cashback inr / monthly)
- Base 1.00% on other spends
Welcome Benefits
- Not applicable
HDFCselectentryRewards and Benefits
Rewards Rate
5% on user chosen packs (cap 750 cashback inr / monthly)
3% on online other (cap 500 cashback inr / monthly)
Base 1.00% on other spends.
Reward Redemption
Redeem at ₹1 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Digital-first card — Fully digital onboarding, no physical card by default; spend categories configurable in PayZapp.
Fees & Charges
Spend-Based Waiver
₹2,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- entry card issued by HDFC Bank.
- Joining / annual fee of ₹500 + GST, waived on annual spends of ₹2,50,000.
- Available on the RuPay network.
Pros & Cons
Pros
- Annual fee waivable on ₹2,50,000 spend.
- Accelerated earn rate of 5% on user chosen packs.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
Accelerated rewards
- 5% on user chosen packs (cap 750 cashback inr / monthly)5% cashback on 2 self-selected merchant packs (e.g. Swiggy+Zomato, Amazon+Flipkart, travel).
- 3% on online other (cap 500 cashback inr / monthly)
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
- insurance premiums
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Other benefits
- Digital-first card. Fully digital onboarding, no physical card by default; spend categories configurable in PayZapp.
Sources
- : www.hdfcbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–60
- Credit score
- 720+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.