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Credit Cards · India

Tata Neu Infinity HDFC Bank Credit Card

Updated 15 Apr 2026Source-linked

The Tata Neu Infinity HDFC Bank Credit Card is a premium co-branded credit card from HDFC Bank and Tata Neu, with a joining fee of ₹1,499 + GST.

It earns up to 5% back on Tata Neu spends in the form of cashback.

Cardholders get 8 annual domestic + 4 annual international airport lounge access, plus 1,499 neucoins as a welcome benefit.

HDFC Bank logo
Tata Neu Infinity HDFC Bank Credit Card
Visa logo
  • Joining Fee₹1,499
  • Annual Fee₹1,499
  • Best Suited ForOnline shopping
  • Reward TypeCashback
Rewards Rate
  • 5% on tata neu app partners
  • 1.5% on tata neu app non partner
  • Base 1.50% on other spends
Welcome Benefits
  • 1,499 NeuCoins
HDFC Bank logoHDFCVisa logosignaturepremiumCo-brand · Tata Neu ↗
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Rewards and Benefits

Rewards Rate
5% on tata neu app partners
1.5% on tata neu app non partner
Base 1.50% on other spends.
Reward Redemption
Tata Neu wallet: NeuCoins redeemable across Tata Neu app ecosystem at 1 NeuCoin = ₹1.
Welcome Benefits
1,499 NeuCoins
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
4 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹3,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
2.00%
Interest Rates
3.60% per month (43.2% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded premium card by HDFC Bank and Tata Neu.
  • Joining / annual fee of ₹1,499 + GST, waived on annual spends of ₹3,00,000.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (8/annual) + international (4/annual).

Pros & Cons

Pros
  • Annual fee waivable on ₹3,00,000 spend.
  • Strong base reward rate of 1.50%.
  • Low forex markup of 2.00% — suited to international spends.
  • Complimentary international airport lounge access.
  • Accelerated earn rate of 5% on tata neu app partners.
Cons
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹1,499 welcome benefit

  • 1,499 NeuCoins
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 5% on tata neu app partners
    Merchants: tata-neu-app, bigbasket, 1mg, air-india, croma, westside, tata-cliq, ihcl
    5% NeuCoins on Tata brands purchased via Tata Neu app (subject to NeuPass). Card credits the full 5% directly in NeuCoins; programme baseline is not additive (NeuCoins are the card's reward currency, not a separate stack).
  • 1.5% on tata neu app non partner

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • government
  • insurance premiums
  • emi
  • utilities

Airport lounge access

Domestic
8 visit(s) / annual. Via priority-pass.
International
4 visit(s) / annual. Via priority-pass.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per statement.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–60
Credit score
750+
Income (salaried)
₹12,00,000 p.a.
Income (self-employed)
₹15,00,000 p.a.
Tagsco brandedtata neucashbackpremium