HSBC TravelOne Credit Card
Updated 3 Jul 2026Source-linked
The HSBC TravelOne Credit Card is a premium credit card from HSBC India, with a joining fee of ₹4,999 + GST.
It earns up to 4 pts per ₹100 (≈1.0% value) on travel spends in the form of reward points (points).
Cardholders get 4 annual international airport lounge access, plus ₹1,000 cashback + ₹3,000 postcard voucher (promo hsbctravel) as a welcome benefit.
HSBC TravelOne Credit Card
- Joining Fee₹4,999
- Annual Fee₹4,999
- Best Suited ForTravel
- Reward TypeReward Points (points)
Rewards Rate
- 4 pts per ₹100 on travel (cap 50000 points / annual)
- Base 0.50% on other spends
Welcome Benefits
- ₹1,000 cashback + ₹3,000 PostCard voucher (promo HSBCTRAVEL)
HSBCsignaturepremiumRewards and Benefits
Rewards Rate
4 pts per ₹100 on travel (cap 50000 points / annual)
Base 0.50% on other spends.
Reward Redemption
HSBC Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
₹1,000 cashback + ₹3,000 PostCard voucher (promo HSBCTRAVEL)
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
4 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹12,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
2.00%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- premium card issued by HSBC India.
- Joining / annual fee of ₹4,999 + GST, waived on annual spends of ₹12,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: international (4/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹12,00,000 spend.
- Low forex markup of 2.00% — suited to international spends.
- Complimentary international airport lounge access.
Cons
- No rewards on fuel spends.
₹4,000 welcome benefit
- ₹1,000 cashback + ₹3,000 PostCard voucher (promo HSBCTRAVEL)Spend ₹25,000 within first 30 daysWindow: 30 days from issuance.
Accelerated rewards
- 4 pts per ₹100 on travel (cap 50000 points / annual)4 Reward Points per ₹100 on flights, hotels & travel aggregators (capped 50,000 RP/year, then 2 RP/₹100); 2 RP per ₹100 on everything else (no cap).
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
International
4 visit(s) / annual. Via priority-pass.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per monthly.
Sources
- : www.hsbc.co.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–65
- Credit score
- 730+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.