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Credit Cards · India

Adani One ICICI Bank Platinum Credit Card

Updated 3 Jul 2026Source-linked

The Adani One ICICI Bank Platinum Credit Card is a mid co-branded credit card from ICICI Bank and Adani One, with a joining fee of ₹750 + GST.

It earns up to 3 pts per ₹100 on Adani One spends in the form of adani oneapp rewards (points).

Cardholders get 2 quarterly domestic airport lounge access, plus flight vouchers worth ₹2,000 as a welcome benefit.

ICICI Bank logo
Adani One ICICI Bank Platinum Credit Card
Visa logo
  • Joining Fee₹750
  • Annual Fee₹750
  • Best Suited ForCo-brand rewards
  • Reward TypeAdani OneApp Rewards (points)
Rewards Rate
  • 3 pts per ₹100 on adani one ecosystem
  • 1.5 pts per ₹100 on international spend
  • 0.5 pts per ₹100 on utility insurance
Welcome Benefits
  • Flight vouchers worth ₹2,000
  • Hotel vouchers worth ₹1,000
ICICI Bank logoICICIVisa logomidCo-brand · Adani One

Rewards and Benefits

Rewards Rate
3 pts per ₹100 on adani one ecosystem
1.5 pts per ₹100 on international spend
0.5 pts per ₹100 on utility insurance
Reward Redemption
N/A
Welcome Benefits
Flight vouchers worth ₹2,000
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
DISCOUNT on BookMyShow
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • Premium lounge upgrades8 premium lounge upgrades annually.
  • Valet parking2 instances of valet parking annually.
  • Premium car parking2 instances of premium car parking annually on card activation.
  • +1 more

Fees & Charges

Spend-Based Waiver
₹3,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions and ₹4,000.
Cash Advance Charges
N/A

Product Details

  • Co-branded mid card by ICICI Bank and Adani One.
  • Joining / annual fee of ₹750 + GST, waived on annual spends of ₹3,00,000.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (2/quarterly).

Pros & Cons

Pros
  • Annual fee waivable on ₹3,00,000 spend.
  • Complimentary domestic airport lounge access (2/quarterly).
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹2,000 welcome benefit

  • Flight vouchers worth ₹2,000
    Spend ₹10,000 within 60 days of card activation
    Window: 60 days from issuance.
  • Hotel vouchers worth ₹1,000
    On card activation

Accelerated rewards

  • 3 pts per ₹100 on adani one ecosystem
    3 points per ₹100 on Adani One ecosystem spends.
  • 1.5 pts per ₹100 on international spend
    1.5 points per ₹100 on international spends.
  • 0.5 pts per ₹100 on utility insurance
    0.5 Adani Reward Point per ₹100 on utility and insurance spends.

Airport lounge access

Domestic
2 visit(s) / quarterly. Via issuer-direct.
2 complimentary domestic airport lounge accesses per quarter.

Fuel surcharge waiver

1.0% waiver on fuel transactions and ₹4,000.

Other benefits

  • Premium lounge upgrades. 8 premium lounge upgrades annually.
  • Valet parking. 2 instances of valet parking annually.
  • Premium car parking. 2 instances of premium car parking annually on card activation.
  • Porter services. 2 porter services on every ₹1 lakh spent, up to 4 per year (until ₹2 lakh annual spend).

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
Credit score
Income (salaried)
₹2,40,000 p.a.
Income (self-employed)
₹2,40,000 p.a.

Salaried: monthly income ₹20,000. Self-employed: annual income ₹2,40,000.

Tagsmidco brandtravelloungefuelpoints