Adani One ICICI Bank Platinum Credit Card
The Adani One ICICI Bank Platinum Credit Card is a mid co-branded credit card from ICICI Bank and Adani One, with a joining fee of ₹750 + GST.
It earns up to 3 pts per ₹100 (≈3.0% value) on Adani One spends in the form of adani oneapp rewards (points).
Cardholders get 2 quarterly domestic airport lounge access, plus flight vouchers worth ₹2,000 as a welcome benefit.
- Joining Fee₹750
- Annual Fee₹750
- Best Suited ForCo-brand rewards
- Reward TypeAdani OneApp Rewards (points)
- 3 pts per ₹100 on adani one ecosystem
- 1.5 pts per ₹100 on international spend
- 0.5 pts per ₹100 on utility insurance
- Base 1.00% on other spends
- Flight vouchers worth ₹2,000
- Hotel vouchers worth ₹1,000
ICICImidCo-brand · Adani OneRewards and Benefits
- Premium lounge upgrades — 8 premium lounge upgrades annually.
- Valet parking — 2 instances of valet parking annually.
- Premium car parking — 2 instances of premium car parking annually on card activation.
- +1 more
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 1.0% = ₹150/mo
- Groceries₹8,000 · 1.0% = ₹80/mo
- Dining & food delivery₹8,000 · 1.0% = ₹80/mo
- Fuel₹4,000 · 1.0% = ₹40/mo
- Travel & hotels₹10,000 · 1.0% = ₹100/mo
- Utilities & bills₹5,000 · 1.0% = ₹50/mo
₹6,000 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Product Details
- Co-branded mid card by ICICI Bank and Adani One.
- Joining / annual fee of ₹750 + GST, waived on annual spends of ₹3,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (2/quarterly).
Pros & Cons
- Annual fee waivable on ₹3,00,000 spend.
- Complimentary domestic airport lounge access (2/quarterly).
- Accelerated earn worth ≈3.0% on adani one ecosystem.
- Standard forex markup of 3.50% — suboptimal for international spend.
₹2,000 welcome benefit
- Flight vouchers worth ₹2,000Spend ₹10,000 within 60 days of card activationWindow: 60 days from issuance.
- Hotel vouchers worth ₹1,000On card activation
Accelerated rewards
- 3 pts per ₹100 on adani one ecosystem3 points per ₹100 on Adani One ecosystem spends.
- 1.5 pts per ₹100 on international spend1.5 points per ₹100 on international spends.
- 0.5 pts per ₹100 on utility insurance0.5 Adani Reward Point per ₹100 on utility and insurance spends.
- No per-cycle cap on the 3 pts/₹100 Adani One ecosystem points on the ICICI Adani One Platinum product page (retrieved 2026-07-05), consistent with the Signature sibling; co-brand T&C PDF not machine-readable. Confidence medium.
Airport lounge access
Fuel surcharge waiver
1.0% waiver on fuel transactions and ₹4,000.
Other benefits
- Premium lounge upgrades. 8 premium lounge upgrades annually.
- Valet parking. 2 instances of valet parking annually.
- Premium car parking. 2 instances of premium car parking annually on card activation.
- Porter services. 2 porter services on every ₹1 lakh spent, up to 4 per year (until ₹2 lakh annual spend).
Sources
- : www.icici.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- —
- Credit score
- —
- Income (salaried)
- ₹2,40,000 p.a.
- Income (self-employed)
- ₹2,40,000 p.a.
Salaried: monthly income ₹20,000. Self-employed: annual income ₹2,40,000.