Adani One ICICI Bank Signature Credit Card
Updated 5 Jul 2026Source-linked
The Adani One ICICI Bank Signature Credit Card is a premium co-branded credit card from ICICI Bank and Adani One, with a joining fee of ₹5,000 + GST.
It earns up to 7% on Adani One spends in the form of cashback.
Cardholders get 4 quarterly domestic + 2 annual international airport lounge access, plus flight vouchers worth ₹5,000 as a welcome benefit.
Adani One ICICI Bank Signature Credit Card
- Joining Fee₹5,000
- Annual Fee₹5,000
- Best Suited ForTravel
- Reward TypeCashback
Rewards Rate
- 7% on adani one ecosystem
- 2% on international spend
- 0.5% on utility insurance
- Base 1.50% on other spends
Welcome Benefits
- Flight vouchers worth ₹5,000
- Hotel vouchers worth ₹2,000
Data verified 5 Jul 2026 — see our methodology
Rewards and Benefits
Rewards Rate
7% on adani one ecosystem
2% on international spend
0.5% on utility insurance
Base 1.50% on other spends.
Reward Redemption
Adani OneApp: Credited to Adani OneApp as Adani OneApp Rewards; redeemable across Adani Airports services and Adani One app.
Welcome Benefits
Flight vouchers worth ₹5,000
Milestone Rewards
- ₹3,00,000 / annual: 2nd Pranaam meet-and-greet airport service (1st on card activation)
- ₹1,00,000 / annual: 2 porter services per ₹1 lakh spent (up to 8 porter services per year)
Domestic Lounge Access
4 visits each quarterly.
International Lounge Access
2 visits each annual.
Travel
N/A
Movie & Dining
BOGO on BookMyShow
Golf
N/A
Insurance Benefits
N/A
Other Benefits
- Pranaam meet-and-greet — 2 Pranaam services annually (1 on card activation, 1 on ₹3 lakh spend).
- Premium lounge upgrades — 16 premium lounge upgrades annually.
- Valet parking — 4 instances of valet parking annually.
- +1 more
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 1.5% = ₹225/mo
Online shopping — earns base; accelerated rate needs booking via adani-one
- Groceries₹8,000 · 1.5% = ₹120/mo
- Dining & food delivery₹8,000 · 1.5% = ₹120/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 1.5% = ₹150/mo
Travel & hotels — earns base; accelerated rate needs booking via adani-one
- Utilities & bills₹5,000 · 1.5% = ₹75/mo
Est.net rewards for this spend, realistic
₹8,280/yr₹8,280 rewards − ₹0 annual fee. Estimate for the spend you entered.
Fees & Charges
Spend-Based Waiver
₹6,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded premium card by ICICI Bank and Adani One.
- Joining / annual fee of ₹5,000 + GST, waived on annual spends of ₹6,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (4/quarterly) + international (2/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹6,00,000 spend.
- Strong base reward rate of 1.50%.
- Complimentary international airport lounge access.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
- Accelerated earn worth ≈7.0% on adani one ecosystem.
Cons
- High annual fee of ₹5,000.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹5,000 welcome benefit
- Flight vouchers worth ₹5,000Spend ₹25,000 within 60 days of card activationWindow: 60 days from issuance.
- Hotel vouchers worth ₹2,000On card activation
Accelerated rewards
- 7% on adani one ecosystemMerchants: adani-airports, adani-one-app, trainman7 reward points per ₹100 on Adani One ecosystem spend.
- 2% on international spend
- 0.5% on utility insurance0.5 Adani Reward Points per ₹100 on utility and insurance spends.
Capping rules
- No monthly/annual cap on Adani One ecosystem reward points documented on the ICICI issuer product page (retrieved 2026-07-05); co-brand T&C PDF not machine-readable, so a hidden cap cannot be fully excluded (confidence: medium).
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
Milestone benefits
- ₹3,00,000 / annual: 2nd Pranaam meet-and-greet airport service (1st on card activation)
- ₹1,00,000 / annual: 2 porter services per ₹1 lakh spent (up to 8 porter services per year)
Airport lounge access
Domestic
4 visit(s) / quarterly. Via dreamfolks.
International
2 visit(s) / annual. Via dreamfolks.
Fuel surcharge waiver
1.0% waiver on fuel transactions and ₹4,000.
Other benefits
- Pranaam meet-and-greet. 2 Pranaam services annually (1 on card activation, 1 on ₹3 lakh spend).
- Premium lounge upgrades. 16 premium lounge upgrades annually.
- Valet parking. 4 instances of valet parking annually.
- Premium car parking. 4 instances of premium car parking on card activation.
Sources
- : www.icici.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 730+
- Income (salaried)
- ₹9,00,000 p.a.
- Income (self-employed)
- ₹9,00,000 p.a.