Amazon Pay ICICI Bank Credit Card
Updated 24 Apr 2026Source-linked
The Amazon Pay ICICI Bank Credit Card is a entry co-branded credit card from ICICI Bank and Amazon, with a joining fee of ₹0 + GST.
It earns up to 5% back on Amazon spends in the form of cashback.
- Joining FeeFree
- Annual FeeFree
- Best Suited ForOnline shopping
- Reward TypeCashback
Rewards Rate
- 5% on amazon in prime
- 3% on amazon in non prime
- 2% on amazon pay partners
- Base 1.00% on other spends
Welcome Benefits
- Not applicable
Rewards and Benefits
Rewards Rate
5% on amazon in prime
3% on amazon in non prime
2% on amazon pay partners
Base 1.00% on other spends.
Reward Redemption
Amazon Pay: Credited as Amazon Pay balance, usable across Amazon.in and Amazon Pay merchants.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded entry card by ICICI Bank and Amazon.
- Lifetime free — no joining or annual fee.
- Available on the Visa network.
Pros & Cons
Pros
- Lifetime-free — no joining or annual fee.
- Accelerated earn rate of 5% on amazon in prime.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
- No complimentary airport lounge access.
Accelerated rewards
- 5% on amazon in primeMerchants: amazon.in5% back for Amazon Prime members on Amazon.in purchases.
- 3% on amazon in non primeMerchants: amazon.in
- 2% on amazon pay partners2% back on 100+ Amazon Pay partner merchants.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
- cash advance
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000.
Sources
- : www.icicibank.com · retrieved 15 Apr 2026
Last verified 24 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 18–65
- Credit score
- 700+
- Income (salaried)
- —
- Income (self-employed)
- —
Application routed via Amazon.in; instant approval for pre-qualified users.