ICICI Bank Coral Credit Card
Updated 15 Apr 2026Source-linked
The ICICI Bank Coral Credit Card is a entry credit card from ICICI Bank, with a joining fee of ₹500 + GST.
It earns up to 2% back on grocery departmental spends in the form of payback points (points).
Cardholders get 4 annual domestic airport lounge access.
ICICI Bank Coral Credit Card
- Joining Fee₹500
- Annual Fee₹500
- Best Suited ForEveryday spends
- Reward TypePAYBACK Points (points)
Rewards Rate
- 2% on grocery departmental
- Base 0.50% on other spends
Welcome Benefits
- Not applicable
ICICIclassicentryRewards and Benefits
Rewards Rate
2% on grocery departmental
Base 0.50% on other spends.
Reward Redemption
Redeem at ₹0.25 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual on making spends of ₹35,000 in the previous quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
BOGO on BookMyShow
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹1,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- entry card issued by ICICI Bank.
- Joining / annual fee of ₹500 + GST, waived on annual spends of ₹1,50,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (4/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹1,50,000 spend.
- Complimentary domestic airport lounge access (4/annual).
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
Accelerated rewards
- 2% on grocery departmental
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
4 visit(s) / annual. Via dreamfolks.
Unlocks after ₹35,000 / quarterly spend.
1 complimentary visit/quarter on ₹35k prior-quarter spend.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000.
Sources
- : www.icicibank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 700+
- Income (salaried)
- ₹3,00,000 p.a.
- Income (self-employed)
- ₹3,00,000 p.a.