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Credit Cards · India

HPCL Super Saver ICICI Bank Credit Card

Updated 15 Apr 2026Source-linked

The HPCL Super Saver ICICI Bank Credit Card is a entry co-branded credit card from ICICI Bank and Hindustan Petroleum (HPCL), with a joining fee of ₹500 + GST.

It earns up to 5% back on Hindustan Petroleum (HPCL) spends in the form of payback points (points).

Cardholders get 4 annual domestic airport lounge access, plus 2,000 payback bonus points as a welcome benefit.

ICICI Bank logo
HPCL Super Saver ICICI Bank Credit Card
Visa logo
  • Joining Fee₹500
  • Annual Fee₹500
  • Best Suited ForFuel
  • Reward TypePAYBACK Points (points)
Rewards Rate
  • 5% on hpcl fuel via hp pay (cap 1000 cashback inr / monthly)
  • 5% on grocery dining departmental utility
  • Base 0.50% on other spends
Welcome Benefits
  • 2,000 PAYBACK bonus points
ICICI Bank logoICICIVisa logosignatureentryCo-brand · Hindustan Petroleum (HPCL) ↗
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Rewards and Benefits

Rewards Rate
5% on hpcl fuel via hp pay (cap 1000 cashback inr / monthly)
5% on grocery dining departmental utility
Base 0.50% on other spends.
Reward Redemption
Redeem at ₹0.25 per unit.
Welcome Benefits
2,000 PAYBACK bonus points
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual on making spends of ₹35,000 in the previous quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹1,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by ICICI Bank and Hindustan Petroleum (HPCL).
  • Joining / annual fee of ₹500 + GST, waived on annual spends of ₹1,50,000.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (4/annual).

Pros & Cons

Pros
  • Annual fee waivable on ₹1,50,000 spend.
  • Complimentary domestic airport lounge access (4/annual).
  • Accelerated earn rate of 5% on hpcl fuel via hp pay.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹500 welcome benefit

  • 2,000 PAYBACK bonus points
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 5% on hpcl fuel via hp pay (cap 1000 cashback inr / monthly)
    Merchants: hpcl-fuel-stations, hp-pay
    5% cashback on fuel at HPCL via HP Pay app (up to ₹1,000/month).
  • 5% on grocery dining departmental utility

Exclusions

The following spend categories earn no rewards on this card:

  • wallet loads
  • rent
  • insurance premiums
  • emi

Airport lounge access

Domestic
4 visit(s) / annual. Via dreamfolks.
Unlocks after ₹35,000 / quarterly spend.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
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