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Credit Cards · India

MakeMyTrip ICICI Bank Platinum Credit Card

Updated 3 Jul 2026Source-linked

The MakeMyTrip ICICI Bank Platinum Credit Card is a entry co-branded credit card from ICICI Bank and MakeMyTrip, with a joining fee of ₹0 + GST.

It earns up to 1.5% on MakeMyTrip spends in the form of cashback.

Cardholders get 1 quarterly domestic airport lounge access, plus ₹500 mycash + makemytrip holiday voucher worth ₹3,000 as a welcome benefit.

ICICI Bank logo
MakeMyTrip ICICI Bank Platinum Credit Card
Visa logo
  • Joining Fee₹500
  • Annual FeeFree
  • Best Suited ForTravel
  • Reward TypeCashback
Rewards Rate
  • 1.5% on makemytrip hotel booking
  • 1% on makemytrip flight booking
  • 0.63% on international spends
  • Base 0.50% on other spends
Welcome Benefits
  • ₹500 myCash + MakeMyTrip holiday voucher worth ₹3,000

Rewards and Benefits

Rewards Rate
1.5% on makemytrip hotel booking
1% on makemytrip flight booking
0.63% on international spends
Base 0.50% on other spends.
Reward Redemption
MakeMyTrip myCash: Reward points credited to MakeMyTrip account as myCash; redeemable on MakeMyTrip.
Welcome Benefits
₹500 myCash + MakeMyTrip holiday voucher worth ₹3,000
Milestone Rewards
  • ₹50,000 / annual: 1,000 myCash on ₹50,000 spend on flights/hotels/holidays on MakeMyTrip
  • ₹2,50,000 / annual: 1,000 myCash on total card spends of ₹2.5 lakh
Domestic Lounge Access
1 visit each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
DISCOUNT on BookMyShow / INOX
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • Railway lounge access4 complimentary railway lounge accesses annually.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded entry card by ICICI Bank and MakeMyTrip.
  • Lifetime free — no joining or annual fee.
  • Available on the Visa network.
  • Complimentary airport lounge access: domestic (1/quarterly).

Pros & Cons

Pros
  • Complimentary domestic airport lounge access (1/quarterly).
  • Milestone-based bonus rewards on annual / quarterly spend thresholds.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹3,500 welcome benefit

  • ₹500 myCash + MakeMyTrip holiday voucher worth ₹3,000
    Joining fee paid
    Window: 10 days from issuance.

Accelerated rewards

  • 1.5% on makemytrip hotel booking
    Merchants: mmt
    3 myCash per ₹200 on hotel bookings via MakeMyTrip.
  • 1% on makemytrip flight booking
    Merchants: mmt
    2 myCash per ₹200 on flight bookings via MakeMyTrip.
  • 0.63% on international spends
    ₹1.25 myCash per ₹200 on international spends outside MakeMyTrip.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • emi

Milestone benefits

  • ₹50,000 / annual: 1,000 myCash on ₹50,000 spend on flights/hotels/holidays on MakeMyTrip
  • ₹2,50,000 / annual: 1,000 myCash on total card spends of ₹2.5 lakh

Airport lounge access

Domestic
1 visit(s) / quarterly. Via dreamfolks.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000.

Other benefits

  • Railway lounge access. 4 complimentary railway lounge accesses annually.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
Credit score
700+
Income (salaried)
₹2,40,000 p.a.
Income (self-employed)
₹20,000 p.a.

Salaried: monthly income of ₹20,000. Self-employed: annual income of at least ₹20,000 (per crawl).

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