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Credit Cards · India

MakeMyTrip ICICI Bank Signature Credit Card

Updated 15 Apr 2026Source-linked

The MakeMyTrip ICICI Bank Signature Credit Card is a premium co-branded credit card from ICICI Bank and MakeMyTrip, with a joining fee of ₹2,500 + GST.

It earns up to 6% back on MakeMyTrip spends in the form of cashback.

Cardholders get 8 annual domestic + 4 annual international airport lounge access, plus mmt voucher worth ₹3,000 + mmt black gold tier membership as a welcome benefit.

ICICI Bank logo
MakeMyTrip ICICI Bank Signature Credit Card
Mastercard logo
  • Joining Fee₹2,500
  • Annual Fee₹2,500
  • Best Suited ForTravel
  • Reward TypeCashback
Rewards Rate
  • 6% on makemytrip all spends
  • Base 3.00% on other spends
Welcome Benefits
  • MMT voucher worth ₹3,000 + MMT Black Gold tier membership
ICICI Bank logoICICIMastercard logoworldpremiumCo-brand · MakeMyTrip ↗
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Rewards and Benefits

Rewards Rate
6% on makemytrip all spends
Base 3.00% on other spends.
Reward Redemption
MakeMyTrip myCash: myCash redeemable on MakeMyTrip for hotel / flight / holiday bookings.
Welcome Benefits
MMT voucher worth ₹3,000 + MMT Black Gold tier membership
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual on making spends of ₹35,000 in the previous quarterly.
International Lounge Access
4 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
  • MMT Black Gold tier — Complimentary MMT Black Gold tier for 12 months.

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)

Product Details

  • Co-branded premium card by ICICI Bank and MakeMyTrip.
  • Joining / annual fee of ₹2,500 + GST.
  • Available on the Mastercard network.
  • Complimentary airport lounge access: domestic (8/annual) + international (4/annual).

Pros & Cons

Pros
  • Strong base reward rate of 3.00%.
  • Complimentary international airport lounge access.
  • Accelerated earn rate of 6% on makemytrip all spends.
Cons
  • No annual-fee waiver option.
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹3,000 welcome benefit

  • MMT voucher worth ₹3,000 + MMT Black Gold tier membership
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 6% on makemytrip all spends
    Merchants: makemytrip, goibibo
    6% myCash on MakeMyTrip / Goibibo spends.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • emi
  • insurance premiums

Airport lounge access

Domestic
8 visit(s) / annual. Via dreamfolks.
Unlocks after ₹35,000 / quarterly spend.
International
4 visit(s) / annual. Via dreamfolks.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000.

Other benefits

  • MMT Black Gold tier. Complimentary MMT Black Gold tier for 12 months.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
750+
Income (salaried)
₹9,00,000 p.a.
Income (self-employed)
₹9,00,000 p.a.
Tagsco brandedtravelmmtpremiumcashback