Times Black ICICI Bank Credit Card
Updated 5 Jul 2026Source-linked
The Times Black ICICI Bank Credit Card is a super premium co-branded credit card from ICICI Bank and Times Internet, with a joining fee of ₹20,000 + GST.
It earns up to 2.5 pts per ₹100 (≈1.3% value) on Times Internet spends in the form of icici reward points (points).
Cardholders get unlimited annual domestic + unlimited annual international airport lounge access, plus luxury stay gift card from easemytrip (₹10,000) or lohono (₹12,000) as a welcome benefit.
Times Black ICICI Bank Credit Card
- Joining Fee₹20,000
- Annual Fee₹20,000
- Best Suited ForLifestyle & travel
- Reward TypeICICI Reward Points (points)
Rewards Rate
- 2.5 pts per ₹100 on international spend
- Base 1.00% on other spends
Welcome Benefits
- Luxury Stay Gift Card from EaseMyTrip (₹10,000) or Lohono (₹12,000)
- Lifestyle Gift Cards from Toni & Guy (₹3,000) and Interflora (₹1,000)
Data verified 5 Jul 2026 — see our methodology
Rewards and Benefits
Rewards Rate
2.5 pts per ₹100 on international spend
Base 1.00% on other spends.
Reward Redemption
Redeem at ₹0.4 per unit.
Welcome Benefits
Luxury Stay Gift Card from EaseMyTrip (₹10,000) or Lohono (₹12,000)
Milestone Rewards
- ₹2,00,000 / annual: Klook international experiences voucher
- ₹5,00,000 / annual: WeWork day passes (India) or airport transfers (Thumby Aviation / Avis / Indian Travel House)
- ₹10,00,000 / annual: Tata CLiQ Luxury Gift Card
- ₹20,00,000 / annual: One night luxury stay at Ayatana or Lohono
Domestic Lounge Access
Unlimited visits each annual.
International Lounge Access
Unlimited visits each annual.
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
N/A
Golf
Unlimited round(s) / monthly · unlimited lesson(s).
Insurance Benefits
- air accident: ₹3,00,00,000
- travel medical: ₹50,00,000
Other Benefits
- The Quorum Club — Special membership offers and access to events at The Quorum Club, plus dining discounts at select restaurants.
- CribLife lifestyle management — Lifestyle management services from CribLife with 6 exclusive offerings.
See the math — accelerations & caps
What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.
No accelerated categories apply to the spend you entered — everything earns the base rate.
Base-rate spend
Non-accelerated spend, summarized at this card's base rate.
- Online shopping₹15,000 · 1.0% = ₹150/mo
- Groceries₹8,000 · 1.0% = ₹80/mo
- Dining & food delivery₹8,000 · 1.0% = ₹80/mo
- Fuel₹4,000 · 0.0% = ₹0/mo
- Travel & hotels₹10,000 · 1.0% = ₹100/mo
- Utilities & bills₹5,000 · 0.0% = ₹0/mo
Est.net rewards for this spend, realistic
₹-15,080/yr₹4,920 rewards − ₹20,000 annual fee. Estimate for the spend you entered.
Fees & Charges
Spend-Based Waiver
₹25,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.49%
Interest Rates
3.75% per month (45.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded super premium card by ICICI Bank and Times Internet.
- Joining / annual fee of ₹20,000 + GST, waived on annual spends of ₹25,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (unlimited/annual) + international (unlimited/annual).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
Pros
- Annual fee waivable on ₹25,00,000 spend.
- Low forex markup of 1.49% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
Cons
- High annual fee of ₹20,000.
- No rewards on fuel spends.
- Invite-only — limited availability.
₹12,000 welcome benefit
- Luxury Stay Gift Card from EaseMyTrip (₹10,000) or Lohono (₹12,000)Joining fee paidWindow: 90 days from issuance.
- Lifestyle Gift Cards from Toni & Guy (₹3,000) and Interflora (₹1,000)
- Travel visa benefits with Atlys and OneVasco
- Zomato Gold annual membership
Accelerated rewards
- 2.5 pts per ₹100 on international spend
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
- utilities
Milestone benefits
- ₹2,00,000 / annual: Klook international experiences voucher (≈ ₹10,000 value)
- ₹5,00,000 / annual: WeWork day passes (India) or airport transfers (Thumby Aviation / Avis / Indian Travel House) (≈ ₹10,000 value)
- ₹10,00,000 / annual: Tata CLiQ Luxury Gift Card (≈ ₹10,000 value)
- ₹20,00,000 / annual: One night luxury stay at Ayatana or Lohono (≈ ₹20,000 value)
Airport lounge access
Domestic
Unlimited visit(s) / annual. Via dreamfolks. Guests: unlimited.
International
Unlimited visit(s) / annual. Via priority-pass, dragonpass. Guests: unlimited.
Insurance benefits
- air accident: ₹3,00,00,000
- travel medical: ₹50,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000.
Other benefits
- The Quorum Club. Special membership offers and access to events at The Quorum Club, plus dining discounts at select restaurants.
- CribLife lifestyle management. Lifestyle management services from CribLife with 6 exclusive offerings.
Sources
- : www.icici.bank.in · retrieved 3 Jul 2026
Last verified 5 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 780+
- Income (salaried)
- ₹24,00,000 p.a.
- Income (self-employed)
- ₹24,00,000 p.a.
Invite-only / by application; curated customer base.