Times Black ICICI Bank Credit Card
Updated 15 Apr 2026Source-linked
The Times Black ICICI Bank Credit Card is a super premium co-branded credit card from ICICI Bank and Times Internet, with a joining fee of ₹20,000 + GST.
It earns up to 6% back on Times Internet spends in the form of times points (points).
Cardholders get unlimited annual domestic + unlimited annual international airport lounge access, plus times prime premium membership + lifestyle vouchers worth ₹25,000 as a welcome benefit.
Times Black ICICI Bank Credit Card
- Joining Fee₹20,000
- Annual Fee₹20,000
- Best Suited ForLifestyle & travel
- Reward TypeTimes Points (points)
Rewards Rate
- 6% on travel dining international
- Base 3.00% on other spends
Welcome Benefits
- Times Prime Premium membership + lifestyle vouchers worth ₹25,000
Rewards and Benefits
Rewards Rate
6% on travel dining international
Base 3.00% on other spends.
Reward Redemption
Redeem at ₹1 per unit.
Welcome Benefits
Times Prime Premium membership + lifestyle vouchers worth ₹25,000
Milestone Rewards
N/A
Domestic Lounge Access
Unlimited visits each annual.
International Lounge Access
Unlimited visits each annual.
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
N/A
Golf
Unlimited round(s) / monthly · unlimited lesson(s).
Insurance Benefits
- air accident: ₹3,00,00,000
- travel medical: ₹50,00,000
Other Benefits
- Times Prime Premium membership — Complimentary Times Prime Premium (ET Prime, Gaana Plus, Docubay, etc.).
Fees & Charges
Spend-Based Waiver
₹25,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.49%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- Co-branded super premium card by ICICI Bank and Times Internet.
- Joining / annual fee of ₹20,000 + GST, waived on annual spends of ₹25,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (unlimited/annual) + international (unlimited/annual).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
Pros
- Annual fee waivable on ₹25,00,000 spend.
- Strong base reward rate of 3.00%.
- Low forex markup of 1.49% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Accelerated earn rate of 6% on travel dining international.
Cons
- High annual fee of ₹20,000.
- No rewards on fuel spends.
- Invite-only — limited availability.
₹25,000 welcome benefit
- Times Prime Premium membership + lifestyle vouchers worth ₹25,000Joining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 6% on travel dining international
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
- utilities
Airport lounge access
Domestic
Unlimited visit(s) / annual. Via dreamfolks. Guests: unlimited.
International
Unlimited visit(s) / annual. Via priority-pass, dragonpass. Guests: unlimited.
Insurance benefits
- air accident: ₹3,00,00,000
- travel medical: ₹50,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000.
Other benefits
- Times Prime Premium membership. Complimentary Times Prime Premium (ET Prime, Gaana Plus, Docubay, etc.).
Sources
- : www.icicibank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 780+
- Income (salaried)
- ₹30,00,000 p.a.
- Income (self-employed)
- ₹30,00,000 p.a.
Invite-only / by application; curated customer base.