IDFC FIRST Ashva Credit Card
Updated 15 Apr 2026Source-linked
The IDFC FIRST Ashva Credit Card is a premium credit card from IDFC FIRST Bank, with a joining fee of ₹2,999 + GST.
It earns up to 9% back on weekend dining spends in the form of reward points (points).
Cardholders get 8 annual domestic + 4 annual international airport lounge access, plus taj / marriott gift voucher worth ₹5,000 as a welcome benefit.
IDFC FIRST Ashva Credit Card
- Joining Fee₹2,999
- Annual Fee₹2,999
- Best Suited ForTravel
- Reward TypeReward Points (points)
Rewards Rate
- 9% on weekend dining
- 9% on international spend
- Base 0.75% on other spends
Welcome Benefits
- Taj / Marriott gift voucher worth ₹5,000
IDFC FIRSTsignaturepremiumRewards and Benefits
Rewards Rate
9% on weekend dining
9% on international spend
Base 0.75% on other spends.
Reward Redemption
IDFC FIRST Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
Taj / Marriott gift voucher worth ₹5,000
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
4 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
2 round(s) / monthly.
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹6,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.50%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹200 and ₹5,000, capped at ₹300 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- premium card issued by IDFC FIRST Bank.
- Joining / annual fee of ₹2,999 + GST, waived on annual spends of ₹6,00,000.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (8/annual) + international (4/annual).
Pros & Cons
Pros
- Annual fee waivable on ₹6,00,000 spend.
- Low forex markup of 1.50% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Accelerated earn rate of 9% on weekend dining.
Cons
- No rewards on fuel spends.
₹5,000 welcome benefit
- Taj / Marriott gift voucher worth ₹5,000Joining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 9% on weekend dining
- 9% on international spend
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
- utilities
Airport lounge access
Domestic
8 visit(s) / annual. Via visa, dreamfolks.
International
4 visit(s) / annual. Via loungekey.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹200 and ₹5,000, capped at ₹300 per monthly.
Sources
- : www.idfcfirstbank.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–60
- Credit score
- 750+
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- ₹12,00,000 p.a.