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Credit Cards · India

EazyDiner IndusInd Bank Platinum Credit Card

Updated 5 Jul 2026Source-linked

The EazyDiner IndusInd Bank Platinum Credit Card is a mid co-branded credit card from IndusInd Bank and EazyDiner, with a joining fee of ₹1,500 + GST.

It earns up to 15 pts per ₹100 (≈3.0% value) on EazyDiner spends in the form of eazypoints (points).

Cardholders get 4 annual domestic airport lounge access, plus eazydiner prime membership + ₹1,500 eazypoints as a welcome benefit.

IndusInd Bank logo
EazyDiner IndusInd Bank Platinum Credit Card
Mastercard logo
  • Joining Fee₹1,500
  • Annual Fee₹1,500
  • Best Suited ForLifestyle & travel
  • Reward TypeEazyPoints (points)
Rewards Rate
  • 15 pts per ₹100 on eazydiner dining
  • 10 pts per ₹100 on dining other
  • Base 0.40% on other spends
Welcome Benefits
  • EazyDiner Prime membership + ₹1,500 EazyPoints
Data verified 5 Jul 2026 — see our methodology
IndusInd Bank logoIndusIndMastercard logoplatinummidCo-brand · EazyDiner ↗
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Rewards and Benefits

Rewards Rate
15 pts per ₹100 on eazydiner dining
10 pts per ₹100 on dining other
Base 0.40% on other spends.
Reward Redemption
EazyDiner app (dining bills only): Redeemable only via the EazyDiner app / PayEazy against restaurant bills; no cash or statement credit.
Welcome Benefits
EazyDiner Prime membership + ₹1,500 EazyPoints
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
Up to 50% off via EazyDiner Prime
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

See the math — accelerations & caps

What you'd realistically keep — caps applied, channel premiums cut when you don't route through them, realized redemption value.

  • Dining & food delivery₹160/mo

    You spend ₹8,000 · earns 2.0% = ₹160 uncapped

    • Valued at realized redemption value

Base-rate spend

Non-accelerated spend, summarized at this card's base rate.

  • Online shopping₹15,000 · 0.4% = ₹60/mo
  • Groceries₹8,000 · 0.4% = ₹32/mo
  • Fuel₹4,000 · 0.0% = ₹0/mo
  • Travel & hotels₹10,000 · 0.4% = ₹40/mo
  • Utilities & bills₹5,000 · 0.4% = ₹20/mo
Est.net rewards for this spend, realistic
₹3,744/yr

₹3,744 rewards − ₹0 annual fee. Estimate for the spend you entered.

Fees & Charges

Spend-Based Waiver
₹2,50,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.83% per month (46.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)

Product Details

  • Co-branded mid card by IndusInd Bank and EazyDiner.
  • Joining / annual fee of ₹1,500 + GST, waived on annual spends of ₹2,50,000.
  • Available on the Mastercard network.
  • Complimentary airport lounge access: domestic (4/annual).

Pros & Cons

Pros
  • Annual fee waivable on ₹2,50,000 spend.
  • Complimentary domestic airport lounge access (4/annual).
  • Accelerated earn worth ≈3.0% on eazydiner dining.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • Rewards redeemable only with EazyDiner app (dining bills only).
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹2,500 welcome benefit

  • EazyDiner Prime membership + ₹1,500 EazyPoints
    Joining fee paid
    Window: 90 days from issuance.

Accelerated rewards

  • 15 pts per ₹100 on eazydiner dining
    Merchants: eazydiner
    15% value-back as EazyPoints on dining via EazyDiner.
  • 10 pts per ₹100 on dining other
    10% on other dining spends.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Airport lounge access

Domestic
4 visit(s) / annual. Via mastercard, dreamfolks.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000.

Sources

Last verified 5 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
730+
Income (salaried)
₹4,80,000 p.a.
Income (self-employed)
₹4,80,000 p.a.
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