IndusInd Bank Iconia Credit Card
Updated 15 Apr 2026Source-linked
The IndusInd Bank Iconia Credit Card is a premium credit card from IndusInd Bank, with a joining fee of ₹3,000 + GST.
It earns up to 3% back on weekend dining spends in the form of reward points (points).
Cardholders get 8 annual domestic airport lounge access, plus luggage / lifestyle voucher worth ₹3,000 as a welcome benefit.
IndusInd Bank Iconia Credit Card
- Joining Fee₹3,000
- Annual Fee₹3,000
- Best Suited ForLifestyle & travel
- Reward TypeReward Points (points)
Rewards Rate
- 3% on weekend dining
- 3% on international spend
- Base 0.70% on other spends
Welcome Benefits
- Luggage / lifestyle voucher worth ₹3,000
IndusIndgoldpremiumRewards and Benefits
Rewards Rate
3% on weekend dining
3% on international spend
Base 0.70% on other spends.
Reward Redemption
IndusMoments: Redeem at ₹0.35 per unit.
Welcome Benefits
Luggage / lifestyle voucher worth ₹3,000
Milestone Rewards
N/A
Domestic Lounge Access
8 visits each annual.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
2 round(s) / monthly.
Insurance Benefits
- air accident: ₹2,50,00,000
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
₹5,00,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.83% per month (46.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)
Product Details
- premium card issued by IndusInd Bank.
- Joining / annual fee of ₹3,000 + GST, waived on annual spends of ₹5,00,000.
- Available on the American Express network.
- Complimentary airport lounge access: domestic (8/annual).
- Insurance cover bundled: air accident.
Pros & Cons
Pros
- Annual fee waivable on ₹5,00,000 spend.
- Complimentary domestic airport lounge access (8/annual).
- 24/7 concierge service.
Cons
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹3,000 welcome benefit
- Luggage / lifestyle voucher worth ₹3,000Joining fee paidWindow: 90 days from issuance.
Accelerated rewards
- 3% on weekend dining
- 3% on international spend
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
8 visit(s) / annual. Via amex, dreamfolks.
Insurance benefits
- air accident: ₹2,50,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000.
Sources
- : www.indusind.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 750+
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- ₹12,00,000 p.a.