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Credit Cards · India

InterMiles IndusInd Bank Voyage Amex Credit Card

Updated 3 Jul 2026Source-linked

The InterMiles IndusInd Bank Voyage Amex Credit Card is a premium co-branded credit card from IndusInd Bank and InterMiles, with a joining fee of ₹0 + GST.

It earns up to 4 miles per ₹100 (≈1.2% value) on InterMiles spends in the form of intermiles (miles).

Cardholders get 2 quarterly domestic airport lounge access, plus 3,000 intermiles welcome bonus as a welcome benefit.

IndusInd Bank logo
InterMiles IndusInd Bank Voyage Amex Credit Card
American Express logo
  • Joining FeeFree
  • Annual FeeFree
  • Best Suited ForTravel
  • Reward TypeInterMiles (miles)
Rewards Rate
  • 4 miles per ₹100 on flight amazon hotel portal
  • Base 0.60% on other spends
Welcome Benefits
  • 3,000 InterMiles welcome bonus
IndusInd Bank logoIndusIndAmerican Express logopremiumLifetime freeCo-brand · InterMiles

Rewards and Benefits

Rewards Rate
4 miles per ₹100 on flight amazon hotel portal
Base 0.60% on other spends.
Reward Redemption
InterMiles: Redeem at ₹0.4 per unit.
Welcome Benefits
3,000 InterMiles welcome bonus
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
Co-branded with InterMiles; 4 miles per ₹100 on flight amazon hotel portal.
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.50%
Interest Rates
3.83% per month (46.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)

Product Details

  • Co-branded premium card by IndusInd Bank and InterMiles.
  • Lifetime free — no joining or annual fee.
  • Available on the American Express network.
  • Complimentary airport lounge access: domestic (2/quarterly).

Pros & Cons

Pros
  • Lifetime-free — no joining or annual fee.
  • Low forex markup of 1.50% — suited to international spends.
  • Complimentary domestic airport lounge access (2/quarterly).
Cons
  • No rewards on fuel spends.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

₹1,200 welcome benefit

  • 3,000 InterMiles welcome bonus
    On joining (fee payment + eligible spend)
    Window: 90 days from issuance.

Accelerated rewards

  • 4 miles per ₹100 on flight amazon hotel portal
    2X InterMiles on flights & hotels via intermiles.com / interbook.intermiles.com and Amazon

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Airport lounge access

Domestic
2 visit(s) / quarterly. Via amex, dreamfolks.

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹400 and ₹4,000.

Sources

Last verified 3 Jul 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
750+
Income (salaried)
₹12,00,000 p.a.
Income (self-employed)
₹12,00,000 p.a.
Tagspremiummilesairlineintermilestravelco brand