IndusInd Bank Legend Credit Card
Updated 15 Apr 2026Source-linked
The IndusInd Bank Legend Credit Card is a premium credit card from IndusInd Bank, with a joining fee of ₹0 + GST.
It earns up to 2% back on weekend spend spends in the form of reward points (points).
Cardholders get 4 annual domestic + 0 annual international airport lounge access.
IndusInd Bank Legend Credit Card
- Joining FeeFree
- Annual FeeFree
- Best Suited ForLifestyle & travel
- Reward TypeReward Points (points)
Rewards Rate
- 2% on weekend spend
- Base 0.35% on other spends
Welcome Benefits
- Not applicable
IndusIndsignaturepremiumLifetime freeRewards and Benefits
Rewards Rate
2% on weekend spend
Base 0.35% on other spends.
Reward Redemption
IndusMoments: Redeem at ₹0.35 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
4 visits each annual.
International Lounge Access
N/A
Travel
Travel insurance cover bundled (see Insurance section).
Movie & Dining
N/A
Golf
1 round(s) / monthly · 1 lesson(s).
Insurance Benefits
- air accident: ₹2,50,00,000
- travel medical: ₹25,00,000
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.80%
Interest Rates
3.83% per month (46.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)
Product Details
- premium card issued by IndusInd Bank.
- Lifetime free — no joining or annual fee.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (4/annual) + international (0/annual).
- Insurance cover bundled: air accident, travel medical.
Pros & Cons
Pros
- Lifetime-free — no joining or annual fee.
- Low forex markup of 1.80% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
Cons
- No rewards on fuel spends.
Accelerated rewards
- 2% on weekend spend2x points on weekend spends (Sat, Sun).
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
4 visit(s) / annual. Via visa.
International
Insurance benefits
- air accident: ₹2,50,00,000
- travel medical: ₹25,00,000
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000.
Sources
- : www.indusind.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 750+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.