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Credit Cards · India

PVR INOX Kotak Gold Credit Card

Updated 15 Apr 2026Source-linked

The PVR INOX Kotak Gold Credit Card is a entry co-branded credit card from Kotak Mahindra Bank and PVR INOX, with a joining fee of ₹499 + GST.

It earns up to 3% back on PVR INOX spends in the form of pvr points (points).

Kotak Mahindra Bank logo
PVR INOX Kotak Gold Credit Card
Visa logo
  • Joining Fee₹499
  • Annual Fee₹499
  • Best Suited ForLifestyle & travel
  • Reward TypePVR Points (points)
Rewards Rate
  • 3% on pvr tickets fnb
  • Base 0.25% on other spends
Welcome Benefits
  • Not applicable
Kotak Mahindra Bank logoKotakVisa logoclassicentryCo-brand · PVR INOX ↗
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Rewards and Benefits

Rewards Rate
3% on pvr tickets fnb
Base 0.25% on other spends.
Reward Redemption
PVR movie vouchers: Redeem at ₹0.25 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Travel
N/A
Movie & Dining
FREE on PVR INOX
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A

Fees & Charges

Spend-Based Waiver
₹75,000 in the preceding year
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹3,000, capped at ₹3,500 per annual.
Cash Advance Charges
2.5% or ₹300 (whichever is higher)

Product Details

  • Co-branded entry card by Kotak Mahindra Bank and PVR INOX.
  • Joining / annual fee of ₹499 + GST, waived on annual spends of ₹75,000.
  • Available on the Visa network.

Pros & Cons

Pros
  • Annual fee waivable on ₹75,000 spend.
Cons
  • Standard forex markup of 3.50% — suboptimal for international spend.
  • No rewards on fuel spends.
  • No complimentary airport lounge access.
Pros & cons are heuristically derived from the card's fees, rewards and benefits. Not editorial opinion.

Accelerated rewards

  • 3% on pvr tickets fnb
    Merchants: pvr, inox
    3% value-back on PVR / INOX tickets and F&B.

Exclusions

The following spend categories earn no rewards on this card:

  • fuel
  • wallet loads
  • rent
  • insurance premiums
  • emi

Fuel surcharge waiver

1.0% waiver on fuel transactions between ₹500 and ₹3,000, capped at ₹3,500 per annual.

Sources

Last verified 15 Apr 2026. Verify with the issuer before applying.

Eligibility

Age
21–65
Credit score
720+
Income (salaried)
₹3,00,000 p.a.
Income (self-employed)
₹3,00,000 p.a.
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