Kotak Solitaire Credit Card
Updated 15 Apr 2026Source-linked
The Kotak Solitaire Credit Card is a invite only credit card from Kotak Mahindra Bank, with a joining fee of ₹0 + GST.
Cardholders get unlimited annual domestic + unlimited annual international airport lounge access.
Kotak Solitaire Credit Card
- Joining FeeFree
- Annual FeeFree
- Best Suited ForLifestyle & travel
- Reward TypeCashback
Rewards Rate
- Base rate 2.67%
Welcome Benefits
- Not applicable
Kotakinfiniteinvite onlyLifetime freeRewards and Benefits
Rewards Rate
Base 2.67% on other spends.
Reward Redemption
Whites Catalogue: Redeem at ₹1 per unit.
Welcome Benefits
N/A
Milestone Rewards
N/A
Domestic Lounge Access
Unlimited visits each annual.
International Lounge Access
Unlimited visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
2 round(s) / monthly.
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
2.00%
Interest Rates
3.50% per month (42.0% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹500 and ₹4,000, capped at ₹3,500 per annual.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- invite only card issued by Kotak Mahindra Bank.
- Lifetime free — no joining or annual fee.
- Available on the Visa network.
- Complimentary airport lounge access: domestic (unlimited/annual) + international (unlimited/annual).
Pros & Cons
Pros
- Lifetime-free — no joining or annual fee.
- Strong base reward rate of 2.67%.
- Low forex markup of 2.00% — suited to international spends.
- Complimentary international airport lounge access.
- 24/7 concierge service.
Cons
- No rewards on fuel spends.
- Invite-only — limited availability.
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- insurance premiums
- emi
Airport lounge access
Domestic
Unlimited visit(s) / annual. Via visa, dreamfolks.
International
Unlimited visit(s) / annual. Via priority-pass.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹3,500 per annual.
Sources
- : www.kotak.com · retrieved 15 Apr 2026
Last verified 15 Apr 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–70
- Credit score
- 780+
- Income (salaried)
- —
- Income (self-employed)
- —
Invite-only to Kotak Private Banking / Solitaire banking customers.