RBL Bank Icon Credit Card
Updated 3 Jul 2026Source-linked
The RBL Bank Icon Credit Card is a premium credit card from RBL Bank, with a joining fee of ₹5,000 + GST.
It earns up to 24 pts per ₹100 (≈4.8% value) on weekend dining international spends in the form of reward points (points).
Cardholders get 2 quarterly domestic + 2 annual international airport lounge access, plus 20,000 bonus reward points as a welcome benefit.
RBL Bank Icon Credit Card
- Joining Fee₹5,000
- Annual Fee₹5,000
- Best Suited ForTravel
- Reward TypeReward Points (points)
Rewards Rate
- 24 pts per ₹100 on weekend dining international
- Base 0.40% on other spends
Welcome Benefits
- 20,000 bonus reward points
RBLworldpremiumRewards and Benefits
Rewards Rate
24 pts per ₹100 on weekend dining international
Base 0.40% on other spends.
Reward Redemption
RBL Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
20,000 bonus reward points
Milestone Rewards
- ₹5,00,000 / annual: Milestone rewards worth up to ₹13,500 per year
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
2 visits each annual.
Travel
N/A
Movie & Dining
N/A
Golf
2 round(s) / monthly.
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹500 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- premium card issued by RBL Bank.
- Joining / annual fee of ₹5,000 + GST.
- Available on the Mastercard network.
- Complimentary airport lounge access: domestic (2/quarterly) + international (2/annual).
Pros & Cons
Pros
- Complimentary international airport lounge access.
- 24/7 concierge service.
- Milestone-based bonus rewards on annual / quarterly spend thresholds.
- Accelerated earn worth ≈4.8% on weekend dining international.
Cons
- High annual fee of ₹5,000.
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹5,000 welcome benefit
- 20,000 bonus reward pointsPay annual membership fee by due dateWindow: 60 days from issuance.
Accelerated rewards
- 24 pts per ₹100 on weekend dining international6% value back on weekend dining & international purchases (rate approximate;
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
Milestone benefits
- ₹5,00,000 / annual: Milestone rewards worth up to ₹13,500 per year (≈ ₹13,500 value)
Airport lounge access
Domestic
2 visit(s) / quarterly. Via mastercard, dreamfolks.
International
2 visit(s) / annual. Via priority-pass.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹500 per monthly.
Sources
- : www.rbl.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 750+
- Income (salaried)
- ₹12,00,000 p.a.
- Income (self-employed)
- ₹12,00,000 p.a.