RBL Bank Platinum Maxima Plus Credit Card
Updated 3 Jul 2026Source-linked
The RBL Bank Platinum Maxima Plus Credit Card is a mid credit card from RBL Bank, with a joining fee of ₹2,500 + GST.
It earns up to 11 pts per ₹100 (≈2.2% value) on grocery dining spends in the form of reward points (points).
Cardholders get 2 quarterly domestic airport lounge access, plus 10,000 bonus reward points as a welcome benefit.
RBL Bank Platinum Maxima Plus Credit Card
- Joining Fee₹2,500
- Annual Fee₹2,500
- Best Suited ForDining
- Reward TypeReward Points (points)
Rewards Rate
- 11 pts per ₹100 on grocery dining
- Base 0.40% on other spends
Welcome Benefits
- 10,000 bonus reward points
RBLplatinummidRewards and Benefits
Rewards Rate
11 pts per ₹100 on grocery dining
Base 0.40% on other spends.
Reward Redemption
RBL Rewards: Redeem at ₹0.25 per unit.
Welcome Benefits
10,000 bonus reward points
Milestone Rewards
N/A
Domestic Lounge Access
2 visits each quarterly.
International Lounge Access
N/A
Travel
N/A
Movie & Dining
N/A
Golf
N/A
Insurance Benefits
N/A
Other Benefits
N/A
Fees & Charges
Spend-Based Waiver
Not waivable
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.50%
Interest Rates
3.99% per month (47.9% annualised)
Fuel Surcharge Waiver
1.0% waiver on transactions between ₹400 and ₹4,000, capped at ₹500 per monthly.
Cash Advance Charges
2.5% or ₹500 (whichever is higher)
Product Details
- mid card issued by RBL Bank.
- Joining / annual fee of ₹2,500 + GST.
- Available on the Mastercard network.
- Complimentary airport lounge access: domestic (2/quarterly).
Pros & Cons
Pros
- Complimentary domestic airport lounge access (2/quarterly).
Cons
- No annual-fee waiver option.
- Standard forex markup of 3.50% — suboptimal for international spend.
- No rewards on fuel spends.
₹2,500 welcome benefit
- 10,000 bonus reward pointsPay annual membership fee by due dateWindow: 60 days from issuance.
Accelerated rewards
- 11 pts per ₹100 on grocery dining2.8% value back on grocery & dining (≈11 RP per ₹100;
Exclusions
The following spend categories earn no rewards on this card:
- fuel
- wallet loads
- rent
- emi
Airport lounge access
Domestic
2 visit(s) / quarterly. Via mastercard, dreamfolks.
Fuel surcharge waiver
1.0% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹500 per monthly.
Sources
- : www.rbl.bank.in · retrieved 3 Jul 2026
Last verified 3 Jul 2026. Verify with the issuer before applying.
Eligibility
- Age
- 21–65
- Credit score
- 730+
- Income (salaried)
- ₹6,00,000 p.a.
- Income (self-employed)
- ₹6,00,000 p.a.